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Hospitality & Restaurant Insurance
Be Cyber Smart! Tips from Cybersecurity Awareness Month
You visit Facebook and type in your password. Red letters tell you your information is not recognized. You attempt to reset your password but notice your account has a new and unfamiliar email address. It dawns on you all at once: your account has been hacked.
Robot Waiters During the Labor Shortage
He glides up to your table carrying four trays of food, beaming an emoji-like grin — and he’s fast, often reacting within a fraction of a second. Meet Matradee, a robot waiter created by Richtech Robotics, and he’s what many restaurants need right now. In a time when restaurant labor is scarce these robots are…
Restaurant Insurance Market Update 2021
The restaurant sector, no doubt, has been through a lot in the last 18 months. But recent statistics show that through July 2021, the industry has had steady growth each month since February, with sales volume reaching close to pre-pandemic levels. Although it’s still unclear how the delta variant will impact the industry, we’ve seen…
Planes, Trains, and Automobiles: An Update in Business Travel
If you’ve been to any major airport this summer, you might have experienced crowds and long lines. The rise in the number of flyers to pre-pandemic levels has taken the airline industry by surprise, with some air carriers unprepared to handle their routine flights due to labor shortages (after laying off about 90,000 full-time workers…
The Devil’s in the Details: Performing a Deep Dive into Client Contractual Agreements
Our mutual clients, whether they are community associations or in the habitational or hospitality industries, have multiple contractual agreements with third-party suppliers and vendors of various services. Each agreement contains provisions on who is responsible for what and by when, insurance requirements, and ultimate liability in the event of a loss, among other issues. It’s…
No Jackets Required: How Fine Dining Is Changing
Fine dining brings together great cuisine, hand-selected wines, and white-glove service for a personalized experience and a fun night out. It also requires a certain dress code that is steeped in tradition. Men typically wear sports jackets; women may wear a dress, a skirt, or a slacks-and-blouse ensemble. In some places, formal jackets and ties…
Pet-Friendly Hotels Welcome Your Furry Friends
Last year put traveling on hold and kept the majority of us at home. It was a challenging time, but for our favorite furry friends, it was a dream come true to have their beloved owners around all day long. Now that we’re once again going on road trips or taking to the skies, we…
Make that Reservation, Restaurants Are Back!
After an extremely tough year for the restaurant industry amid the pandemic, the road to recovery has been quicker than expected as life normalizes and cities and counties across the country are reopening. Sure, in places across the country full capacity at restaurants is just beginning (while others are already operating business as usual) and…
Hotels and Resorts are Welcoming Guests Back Safely
People are traveling again, taking long-awaited trips after a year of stay-at-home guidelines. The spike in travel was evident over the holidays in December and then again during winter and spring breaks, and the rise in bookings for this summer. Americans are back on the move with hotels and resorts rolling out the welcome mat…
Why Excess Liability Coverage is Essential for Hospitality Businesses
Restaurants and hotels alike are presented with new and difficult risks on a daily basis. Full of flames, food, sharps, and a revolving door of patrons, risk is in the nature of the restaurant businesses. The same is true for hoteliers, hosting large numbers of guests at a time and providing them with top-tier, sometimes…