Distinguished Blog

Market insights and industry news.

Liability Risks with Cigar Bars, Hookah Lounges in Casinos and Resorts

Casinos and resorts throughout the country, including in Las Vegas, Los Angeles, and Florida, joined the cigar bar craze years ago, offering clientele the opportunity to light up while sipping exotic cocktails or flights of whisky or bourbon. Cigar bars became the perfect venue for buddies to throw a bachelor party with themed atmospheres that…

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3 Convincing Reasons to Offer Builders Risk Insurance

If small business is referred to as the heartbeat of America, then the more than 500,000 specialty contractors in the United States might just serve as the blood running through its veins. With new housing starts up more than 10% year-over-year, and 16% growth seen specifically in the construction of multi-family units – defined as…

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#31 of the 100 Fastest-Growing Private Companies in WA

Fulcrum Insurance Programs was honored to be a part of the Puget Sound Business Journals 100 fastest growing private companies event Thursday October 9. The 100 Fastest-Growing Private Companies in Washington state are honored at this award event where the list rankings are revealed in a countdown from 100 to one. Fulcrum was excited to…

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Diversify Your Portfolio with Culture

Opportunities for a more diversified portfolio, increased referral business, and some really interesting underwriting are right around the corner in your neighborhood. In this series, we’ll show you 4 urban risks that could be your new favorite specialty. First up, Cultural Institutions. Cultural Institutions: Urban areas are home to hundreds of cultural institutions, ranging from…

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5 D&O Lawsuits That The Board Never Saw Coming

Volunteer work can be some of the most gratifying hours of our week. Giving our time and sometimes our expertise to a cause that we believe in can feel wonderful-while making a positive difference to a group or cause that needs our help. Serving on your community association’s board is no different. How can board…

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Maximizing Hotel Business Interruption Insurance

An important part of a robust disaster plan for hotels and resorts is business interruption insurance. This coverage is essential in covering the loss of income suffered by a business after a disaster. Hotel business interruption insurance provides funds to make up the difference between the operation’s normal income and its income during and immediately…

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Distinguished Timezones

While most of our team are based in the Seattle area, our parent company employees teams across the globe.  Career paths that start in Washington state can lead in many directions.

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The Coverage Your Builder and Contractor Clients Forget to Buy

(Spoiler Alert: You can add it on to your proposals in minutes.) Construction is everywhere. Whether you’re stuck in traffic because of highway repairs, watching new luxury condos go up, or building a residential home, new construction, remodeling, and renovations are all around us. And with construction comes risk… a lot of risk.

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Creating a Distinguished Culture

This week is “Culture Week” for the Distinguished group of companies.  A series of events, both electronic and offsite in Tarrytown, NY, aimed at deepening connections across our teams, developing our professional skills and generating ideas and innovations for the future.  A small crew of NSU and Fulcrum team members will be in the Hudson Valley…

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Book Worms

Distinguished team-mates, picking up (oversized?…) copies of Seth Godin’s books following a fantastic, disruptive, enlightening, education keynote by Seth last night.

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CEO Blues

CEOs of Fulcrum, NSU, and Distinguished Programs take time out from Culture Week to shape strategy for the new combined company.  Apparently the new company uniform will be blue-ish checked shirt and beige-ish pants…

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