Distinguished Blog

Market insights and industry news.

What You Need to Know About Vaccine Passports

President Joe Biden recently announced that 90 percent of American adults will be eligible to receive their coronavirus vaccine by Mid-April, with all adults vaccine eligible no later than May 1st.  As more and more people get vaccinated against the coronavirus, many are wondering how to prove inoculation and whether or not that is necessary…

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What the ADA Says About Service Animals in Hotels

From the blind to the hearing impaired, a number of people require the assistance of a service animal. These animals can aid with mobility issues, alert the hearing impaired, guide the visually impaired, and perform tasks that a disabled person cannot. However, some establishments, like hotels, fall behind on the rights of these individuals. Brushing…

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Inside ADA Laws and Website Compliance

B2B and B2C demand for 24/7 access to services and information online have sped up the need for the insurance industry to create more robust digital platforms. We’re seeing this every day with the ability for customers to request policy changes, initiate Certificates of Insurance, get a quote, make payments, and perform other insurance transactions…

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In the Weeds on the State of Cannabis

Marijuana laws are changing at a rapid pace across the country. Since 2012, 15 states and Washington, DC have legalized marijuana for adults over the age of 21. In total, 43 states have legalized medicinal or recreational use of marijuana. New Jersey, Arizona, Montana, and South Dakota in their November elections are the most recent…

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Balancing Worker Safety and Customer Demands

Municipalities and businesses across the United States have enacted mask mandates in an effort to quell the spread of the coronavirus. Despite that, a handful of Americans refuse to comply, raising the question of enforcement. While some local governments fine those who violate public health guidelines, the routes for recourse for businesses are unclear. How…

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OSHA Called Upon to Step Up COVID-19 Workplace Safety Rules

Reuters recently released its finding in a report after examining the regulatory response of the Occupational Safety and Health Administration (OSHA) to workplace COVID-19 safety practices. It analyzed 106 U.S. workplaces where employees complained of mishandled pandemic safety practices on the heels of the outbreak and reported that regulators either never inspected the facilities or,…

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What We Know About the Vaccine Distribution Plan

The FDA’s emergency use authorization of both the Pfizer and Moderna vaccines clears the way for nationwide distribution and administration. While it will not be a magical, cure-all solution, it is a critical step in getting control over the pandemic and resuming a more normal life. Decision-making and logistics have been left largely to states,…

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Old Man Winter Ushers in Extra Parking Garage Safety Precautions

Now that winter is upon us throughout most of the country, it’s important for insureds to make accommodations in their parking garage safety precautions. During the winter months, parking garages and parking lots become an increased source of slips and falls, skidding impacts with structures and pedestrians, ceiling collapses, holiday muggings and vehicle break-ins, and…

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Are Ski Resorts Liable for Accidents on the Slopes?

From New England to the Rocky Mountains, the United States is home to countless ski resorts. A popular winter activity, skiing is a great way to get some exercise and enjoy the winter. However, skiing can be very dangerous, with some accidents resulting in fatal injuries. What happens when injuries occur on the slopes at…

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Lloyd’s Standardization of Insurance Lifecycle

Lloyd’s of London in early 2020 announced its “Future at Lloyd’s” initiative with the goal of utilizing technology in innovative ways and embracing new methods of modernizing the insurance lifecycle. The end result is to employ a smoother, more efficient, and faster platform in delivering products and policy renewals and endorsements and in settling claims….

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2021 Insurance Market Insights: Part 2

In our previous article, we provided an overview of the hard insurance market cycle and what to expect in 2021. Here we will dive deeper into how COVID-19 is influencing the hard market in certain coverage lines.

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