Distinguished Blog

Market insights and industry news.

OSHA Called Upon to Step Up COVID-19 Workplace Safety Rules

Reuters recently released its finding in a report after examining the regulatory response of the Occupational Safety and Health Administration (OSHA) to workplace COVID-19 safety practices. It analyzed 106 U.S. workplaces where employees complained of mishandled pandemic safety practices on the heels of the outbreak and reported that regulators either never inspected the facilities or,…

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Importance of Client Education Amid Rising Insurance Premiums

The latest industry reports on the insurance market are coming out, all indicating that insurance premiums continue to rise. For example, the most recent report from The Council of Insurance Agents & Brokers indicates that premiums increased by an average of 11.7% across all-sized accounts. The impact from these price increases was most apparent for…

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Trends and New Updates for City Homes

Housing in city environments is different from what you find in suburbia and has a unique set of needs. For the most part, city homes are made up of condos, apartments, and multi-family mixed-use buildings. Often times you’ll find that at least one of the units is owner-occupied. So just from this description, totally different…

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From Our Family to Yours, Happy Thanksgiving

Happy Thanksgiving from all of us at Distinguished Programs. On this day of thanks, we want to share our genuine appreciation for you. We wouldn’t be where we are today without our broker partners. We value our relationship and look forward to the opportunity to continuing to work with you. Have a wonderful holiday celebration…

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Adopting New Liability Risk-Mitigation Approach to Stem Mega Verdicts

Our litigious environment has been exacerbated over the last several years due to several factors including the rise of nuclear liability verdicts that run into the tens and even hundreds of millions of dollars. Contributing to these mega verdicts is anti-business sentiment and corporate mistrust by jurors. Juries feel more sympathetic toward injured plaintiffs and…

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Pandemic Adds to Potential D&O Risks

A recent report by Fitch Ratings indicates that among the insurance lines most impacted by potential COVID-19 losses are Directors and Officers (D&O) Liability, Employment Practices Liability (EPL), and Errors and Omissions (E&O) where allegations of negligence tied to poor loss prevention or preparation for a pandemic are possible.

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Managing Mental Health While Working From Home

Despite being able to clock in whenever and from wherever you would like, research has shown that working from home is linked to an increased risk of poor mental health.  The most commonly reported issue that remote workers face are loneliness and isolation, anxiety and stress, and depression. Even the most optimistic, normally productive worker…

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Winter Fire Safety Tips

More home fires happen during the winter months than at any other time of the year. Heating, holiday decorations, winter storms, and candles all contribute to the increased risk of fire. As temperatures drop and people spend more time indoors, it is important to keep fire safety in mind. Read on for tips from the…

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Preventing Frozen Pipes (And What to Do If They Freeze Anyway)

With temperatures dropping and different parts of the country experiencing their first snowfalls of the season, it is time for property owners to review frozen pipe preventative measures and share them with their tenants. Cold winter temperatures can cause pipes to freeze, or even burst. That’s because when water freezes, it expands, putting pressure on…

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Beating Burnout: Strategies for Prevention and Treatment

Even the best of us can burnout, especially now as we are bombarded day after day with emails, phone conferences, video calls that leave us feeling overwhelmed and depleted. Burnout not only affects an individual’s performance and wellbeing, but it has also been linked to many negative physical health outcomes, such as heart disease, hypertension,…

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Remote Work, COVID Impacting Employee Benefits

The shift to remote work and the effects of COVID on the mental health of individuals have transformed the employee benefits landscape with employers looking to better address the needs of their workers both emotionally and economically. Here are some of the benefits changes taking place now and into 2021:

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