Distinguished Blog

Market insights and industry news.

A Closer Look…New York Brick & Brownstones

New York City is known for its beautiful brownstones – from Queens to Manhattan’s Upper Westside to some of Brooklyn neighborhoods including Park Slope, Brooklyn Heights, Bedford-Stuyvesant, Fort Green, Cobble Hill, and Prospect Heights. Insuring these owner- and tenant-occupied properties requires understanding their unique risks and having a program available that can address them. Let’s…

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Can Employers Force Workers to Get Vaccinated?

Whether or not employers can require workers to get inoculated against COVID-19 in order to return to the office or stay on the job is a rather complicated issue. According to the Equal Employment Opportunity Commission (EEOC), employers are legally allowed to require their workers to get a COVID-19 shot, with some exceptions. For example,…

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Built to Rent Suburbs Picking Up Steam

Homeownership has been on the decline for decades, and not only among millennials. House prices have risen at a rate disproportionate to income, making homeownership increasingly unaffordable. Rent too has increased, contributing to Americans’ inability to afford down payments, but remains more affordable than homeownership.

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Inside the Restaurant Industry Labor Shortage

Guest sentiment on eating out is turning a corner. While patrons are returning to restaurants in almost pre-pandemic levels, staff are not. Consequently, restaurant owners across the United States are struggling to find the employees to meet the new customer demand — a problem that the Bureau of Labor says will hold back economic recovery.

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Tips for Having a Safe Summer BBQ

On average, 10,600 home fires are started by grills each year. Approximately 20,000 patients go to the emergency room each year for injuries involving grills, totaling upwards of $37 million in damages. As the weather heats up and summer barbecues commence, don’t become a statistic. Share these simple tips for safe grilling with your property-owning…

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Keeping Hotel Guests Healthy & Safe with Legionella Prevention

Travel is booming after more than a year of pandemic-related mandates and recommendations. Hotels are welcoming guests and looking to offer great (and safe) experiences. Now more than ever, guests are sensitive to measures hotels are taking to ensure a safe and healthy environment. While there is comfort in seeing hotels enforce stricter cleaning standards,…

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The Spate of Ransomware Attacks Puts Focus on Cyber Insurance Need

The recent surge in ransomware attacks has many private and public companies along with government entities reviewing their need for cyber insurance. Ransomware is where cybercriminals use malicious software to hold an organization’s computer system hostage and demand payment (typically in the form of bitcoin/cryptocurrency) to give back control.

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Managing Modern Threats with Deadly Weapons Protection

Deadly Weapon attacks have become far too common in America, with shootings making the headlines almost every week. People intent on inflicting harm, however, are not limited to guns. Those who want to cause violence will, and they will use everyday items such as knives and vehicles to achieve their ends. Unlike other risks facing…

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Workers Expecting More Flexibility As Offices Reopen

The country is opening up as more people get inoculated against the COVID-19 virus and cases continue to decrease. Indoor dining is back, the sports fields are dotted with players and the stands are filled with fans, people are traveling, and offices are starting to reopen. Many companies if they don’t already have some of…

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Insurers Remain Wary of Cryptocurrency

Cryptocurrency, a form of currency that is entirely digital, has taken the world by storm this past year. In April, Bitcoin surged to an all-time high of $63,000. Its price has more than quadrupled since 2020 and is up more than 60% since the start of 2021 — driven in part by Fortune 500 companies,…

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Different Types of HOAs

Alternatively referred to as community associations, homeowner’s associations (HOAs) can often be found in residential communities. In fact, homeowner’s associations have become increasingly common in recent years. The Community Association Institute reports that about a quarter of (about 70 million) Americans live in some form of a community association. Given the growing popularity of community…

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