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{"sheet":"Broker & Insured Information","index":0,"n_rows":59,"n_cols":8,"rows_kept":59,"cut":false,"hidden":false,"merged":[[32,3,32,5],[33,2,33,5],[51,2,51,5],[4,2,4,7],[17,2,17,7],[7,2,7,7],[36,2,36,7],[29,3,29,5],[30,3,30,5],[31,3,31,5],[5,6,5,7],[53,2,53,7],[50,2,50,3],[47,2,47,3],[48,2,48,3],[49,2,49,3]]}
[null,null,null,null,null,null,null,"Version: Berkley1"]
[]
[]
[]
[null,null,"Community Association Package Program Application"]
[null,null,"•  Condominium associations (COA)",null,"•  Cooperatives (COOP)","•  Townhouse/Homeowners associations (HOA)","•  Office Condominium associations (OCOA)"]
[]
[null,null,"Broker Contact Details"]
[null,null,null,"Brokerage Office Name:"]
[null,null,null,"Broker Contact Name:"]
[null,null,null,"Brokerage  Office Address:"]
[null,null,null,"City:"]
[null,null,null,"State:"]
[null,null,null,"Zip Code:"]
[null,null,null,"Does your brokerage control the account?"]
[]
[]
[null,null,"Insured Contact and Management Details"]
[null,null,null,"Proposed Insured Name:"]
[null,null,null,"Proposed Insured Mailing Address:"]
[]
[null,null,null,"City:"]
[null,null,null,"State:"]
[null,null,null,"Zip Code:"]
[]
[null,null,null,"Inspection Contact Name:",null,"Number of Association Employees (if any):"]
[null,null,null,"Inspection Contact Phone Number:",null,"Is an independent property management firm utilized?"]
[null,null,null,"Inspection Contact E-mail Address:",null,"Property Management Firm Name (if applicable):"]
[]
[null,null,null,"Does the association or property management firm hire independent contractors?"]
[null,null,null,"Is snow clearance of common areas the responsibility of the Association or is it contracted to a 3rd party?"]
[null,null,null,"Is street or road maintenance the responsibility of the association or  contracted to a 3rd party?"]
[null,null,null,"Does the Association use security personnel or contract it via a 3rd party?"]
[null,null,"Do employees or volunteers use personal automobiles on behalf of the association, either on a weekly or daily basis?"]
[]
[]
[null,null,"Association & Amenity Information"]
[]
[null,null,null,"Proposed Insured Physical Address:",null,"Proposed Effective Date:"]
[null,null,null,"City:",null,"Proposed Expiration Date (edit if needed):"]
[null,null,null,"State:",null,"Quote Need By Date:"]
[null,null,null,"County:",null,"Target Package Premium:"]
[null,null,null,"Zip Code:",null,"Target Premium for package, D&O & Crime:"]
[null,null,null,null,null,"Target AOP Deductible:"]
[null,null,null,null,null,"Expiring Premium:"]
[null,null,null,null,null,"Expiring Carrier:"]
[]
[null,null,"Association Type:",null,null,"Year First Construction Completed:"]
[null,null,"*Number of Habitational or Office Bldgs Assoc Must Insure:",null,null,"*Total Number of Pools, Spas, and/or Saunas:"]
[null,null,"*Number of Amenity or Services Buildings:",null,null,"*Is there a restaurant on premises?"]
[null,null,"*Is any space leased to a commercial or professional tenant?",null,null,"*Is there a clubhouse?"]
[null,null,"Are there any bodies of water such as lakes, ponds, retention basins, canals, lagoons or rivers on or next to the premises?"]
[]
[null,null,"*Supplemental applications are required when Association is responsible for habitational or office structures or has commercial occupancies."]
[]
[null,null,null,"Total Number of Units:",null,"Average Market Value of a Unit:"]
[null,null,null,"Is the Association fully built-out?",null,"Total Unit Count Expected When Complete:"]
[null,null,null,"Units Owned by the Association:",null,"Units Owned by developer/sponsor:"]
[null,null,null,"Number of units rented (annual basis):",null,"Units Currently in Receivership:"]

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["Show",null,"Yes"]
["Show",null,"No"]
["Show"]
["Show"]
["Show/Hide","Dependent?","Logic","Input Field?","Dynamic?","Input Type"]
["Show","No","n/a","No","No","Heading",null,null,"SECTION I: Ineligible Exposures"]
["Show","Heading","Heading","No","No","Heading",null,null,"Associations that offer the following amenities, services, activities or can otherwise be described as the following are not eligible:"]
["Show","No","n/a","No","No","FYI",null,null,null,"•       Associations where more than 50% of units are rented on an annual basis."]
["Show","No","n/a","No","No","FYI",null,null,null,"•       Associations that allow unit owners to sublease for less than 12 months. (exception for NC & SC with approved short term-rental supplemental questions)"]
["Show","No","n/a","No","No","FYI",null,null,null,"•       Associations where the property management firm’s employees perform any maintenance or service work on property that is owned by unit owners, or on behalf of individual unit owners."]
["Show","No","n/a","No","No","FYI",null,null,null,"•       Associations where public or non-owner pool access of any kind is offered, including events."]
["Show","No","n/a","No","No","FYI",null,null,null,"•       Associations with pools featuring diving board(s), water slide(s) and/or lazy river(s)"]
["Show","No","n/a","No","No","FYI",null,null,null,"•       Associations that permit Sponsored Athletic teams, such as swim teams are permitted pool access."]
["Show","No","n/a","No","No","FYI",null,null,null,"•       Associations with tanning beds or tanning salons that are owned, operated or maintained by the insured."]
["Show","No","n/a","No","No","FYI",null,null,null,"•       Associations with Passenger Transportation Services, whether provided by the insured or contracted out to a third party."]
["Show","No","n/a","No","No","FYI",null,null,null,"•       Associations that permit the use of ATV’s and recreational vehicles including golf carts used to transport residents."]
["Show","No","n/a","No","No","FYI",null,null,null,"•       Associations that permit hunting, archery, indoor, outdoor trap and skeet shooting ranges."]
["Show","No","n/a","No","No","FYI",null,null,null,"•       Associations with armed guard (no exceptions for Courtesy Officers) and/or guard dog services of any kind."]
["Show","No","n/a","No","No","FYI",null,null,null,"•       Association-provided stable or equestrian amenities."]
["Show","No","n/a","No","No","FYI",null,null,null,"•       Association-provided ski areas including skiing activities, water skiing and water ski jets."]
["Show","No","n/a","No","No","FYI",null,null,null,"•       Association-provided and/or owned day care, in-home daycare, medical and nursing operations of any kind."]
["Show","No","n/a","No","No","FYI",null,null,null,"•       Association-owned and/or operated golf courses."]
["Show","No","n/a","No","No","FYI",null,null,null,"•       Associations with Aircraft and Aviation exposures, airports, and/or landing strips of any kind."]
[{"$f":"IF('Broker & Insured Information'!$E$48=\"Office Condominium\",\"Show\",\"Hide\")","v":"Hide"},"Yes","Assoc Type <> Office Condominium","Yes","No","FYI",null,null,null,"•       Associations that permit smoking in building(s) and do not have designated outdoor smoking area(s). Applies to Office Condos "]
[{"$f":"IF('Broker & Insured Information'!$E$48=\"Office Condominium\",\"Show\",\"Hide\")","v":"Hide"},"Yes","Assoc Type <> Office Condominium","Yes","No","FYI",null,null,null,"•       Medical offices GREATER than 25% of total sq ft. Applies to Office Condos "]
[{"$f":"IF('Broker & Insured Information'!$E$48=\"Office Condominium\",\"Show\",\"Hide\")","v":"Hide"},"Yes","Assoc Type <> Office Condominium","Yes","No","FYI",null,null,null,"•       Mercantile tenants GREATER than 2,000 sq ft. Applies to Office Condos "]
[{"$f":"IF('Broker & Insured Information'!$E$48=\"Office Condominium\",\"Show\",\"Hide\")","v":"Hide"},"Yes","Assoc Type <> Office Condominium","Yes","No","FYI",null,null,null,"•       Restaurants with seating capacity GREATER than 25 people and or with deep frying. Applies to Office Condos "]
["Show","No","n/a","No","No","Space"]
["Show","Heading","Heading","No","No","Heading",null,null,"Associations with Buildings and/or Property that have the following features are not eligible:"]
["Show","No","n/a","No","No","FYI",null,null,null,"•     Buildings with an effective age over 20 years that have not had the roof, HVAC, plumbing, and electrical systems updated. Effective age means the last complete renovation or replacement of the above components. "]
["Show","No","n/a","No","No","FYI",null,null,null,"•     Habitational buildings with occupancy of less than 75% of total units, unless new construction or gut rehabbed within one year of the proposed effective date of coverage. A certificate of occupancy must be issued prior to the effective date of coverage. No single individual buildings can be completely vacant. "]
["Show","No","n/a","No","No","FYI",null,null,null,"•      Buildings or garages with man lifts."]
["Show","No","n/a","No","No","FYI",null,null,null,"•       Buildings with common areas that exceed 3 stories in height."]
["Show","No","n/a","No","No","FYI",null,null,null,"•       Common areas, buildings, or individual units with any identified construction defects."]
["Show","No","n/a","No","No","FYI",null,null,null,"•      Common areas, buildings, or individual units with polybutylene or galvanized plumbing."]
["Show","No","n/a","No","No","FYI",null,null,null,"•      Common areas, buildings, or individual units with electric systems featuring fuse panels or that otherwise utilize fuses and/or electric systems utilizing knob and tube wiring. Federal Pacific Stab Lok circuit breakers and panels are ineligible. "]
["Show","No","n/a","No","No","FYI",null,null,null,"•     Common areas, buildings, or individual units with any aluminum wiring other than the main feed line. Aluminum wiring to major appliance connections is acceptable."]
["Show","No","n/a","No","No","FYI",null,null,null,"•      Associations with any building or common element, etc. which currently contains asbestos and/or lead paint"]
[{"$f":"IF('Broker & Insured Information'!$E$48=\"Office Condominium\",\"Show\",\"Hide\")","v":"Hide"},"Yes","Assoc Type <> Office Condominium","Yes","No","Space"]
[{"$f":"IF('Broker & Insured Information'!$E$48=\"Office Condominium\",\"Show\",\"Hide\")","v":"Hide"},"Yes","Assoc Type <> Office Condominium","Yes","No","Heading",null,null,"Associations with Buildings and/or Property that have the following occupants are not eligible:"]
[{"$f":"IF('Broker & Insured Information'!$E$48=\"Office Condominium\",\"Show\",\"Hide\")","v":"Hide"},"Yes","Assoc Type <> Office Condominium","Yes","No","FYI",null,null,null,"•     Bars or Taverns or Nightclubs."]
[{"$f":"IF('Broker & Insured Information'!$E$48=\"Office Condominium\",\"Show\",\"Hide\")","v":"Hide"},"Yes","Assoc Type <> Office Condominium","Yes","No","FYI",null,null,null,"•     Dispensaries."]
[{"$f":"IF('Broker & Insured Information'!$E$48=\"Office Condominium\",\"Show\",\"Hide\")","v":"Hide"},"Yes","Assoc Type <> Office Condominium","Yes","No","FYI",null,null,null,"•     Gun & Ammunition shops."]
[{"$f":"IF('Broker & Insured Information'!$E$48=\"Office Condominium\",\"Show\",\"Hide\")","v":"Hide"},"Yes","Assoc Type <> Office Condominium","Yes","No","FYI",null,null,null,"•     Manufacturers."]
[{"$f":"IF('Broker & Insured Information'!$E$48=\"Office Condominium\",\"Show\",\"Hide\")","v":"Hide"},"Yes","Assoc Type <> Office Condominium","Yes","No","FYI",null,null,null,"•     Place of assembly, such as stadiums, theatres, or places of worship."]
[{"$f":"IF('Broker & Insured Information'!$E$48=\"Office Condominium\",\"Show\",\"Hide\")","v":"Hide"},"Yes","Assoc Type <> Office Condominium","Yes","No","FYI",null,null,null,"•     Warehouses."]
[{"$f":"IF('Broker & Insured Information'!$E$48=\"Office Condominium\",\"Show\",\"Hide\")","v":"Hide"},"Yes","Assoc Type <> Office Condominium","Yes","No","FYI",null,null,null,"•     Hospitals, surgical centers, and facilities providing overnight stays"]
["Show","No","n/a","No","No","Space"]
["Show","No","n/a","Yes","No","Checkbox",null,null,"By checking “Yes” I acknowledge that I have read all items listed in the INELIGIBLE EXPOSURES section of this application and agree that this risk complies.   "]
["Show","No","n/a","No","No","Space"]
["Show","No","n/a","No","No","Heading",null,null,"SECTION II: Loss History"]
["Show","Heading","Heading","No","No","Heading",null,null,"Associations that have experienced any claim involving any of the following injuries or allegations within the last 5 years are not eligible:"]
["Show","No","n/a","No","No","FYI",null,null,null,"•       Flood"]
["Show","No","n/a","No","No","FYI",null,null,null,"•       Collapse"]
["Show","No","n/a","No","No","FYI",null,null,null,"•       Arson or suspected arson"]
["Show","No","n/a","No","No","FYI",null,null,null,"•       Violent acts including but not limited to rapes, assaults, murders or shootings "]
["Show","No","n/a","No","No","FYI",null,null,null,"•       Illegal drug trafficking"]
["Show","No","n/a","No","No","FYI",null,null,null,"•       Paraplegic or Quadriplegic"]
["Show","No","n/a","No","No","FYI",null,null,null,"•       Non-fatal drowning"]
["Show","No","n/a","No","No","FYI",null,null,null,"•       Burn or fire related bodily injury"]
["Show","No","n/a","No","No","FYI",null,null,null,"•       Death"]
["Show","No","n/a","No","No","FYI",null,null,null,"•       Lead claim or lawsuit"]
["Show","No","n/a","No","No","FYI",null,null,null,"•       Mold / Fungus claim or lawsuit"]
["Show","No","n/a","No","No","FYI",null,null,null,"•       Construction defect lawsuits"]
["Show","No","n/a","No","No","FYI",null,null,null,"•       Class action lawsuits"]
["Show","No","n/a","No","No","Space"]
["Show","No","n/a","Yes","No","Checkbox",null,null,"By checking “Yes” I acknowledge that I have read all of the items listed in the LOSS HISTORY section of this application and agree that this risk complies."]
["Show","No","n/a","No","No","Space"]
["Show","Heading","Heading","No","No","Heading",null,null," SECTION III: Ownership and Occupancy Details"]
["Show","No","n/a","Yes","No","Y/N",null,null,null,"Is the developer/builder/sponsor or their representatives on the board?"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$41=\"NC\",'Broker & Insured Information'!$E$41=\"SC\"),\"Show\",\"Hide\")","v":"Hide"},"Yes","Proposed Insured Physical State = NC, SC","Yes","No","Space"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$41=\"NC\",'Broker & Insured Information'!$E$41=\"SC\"),\"Show\",\"Hide\")","v":"Hide"},"Yes","Proposed Insured Physical State = NC, SC","Yes","No","Y/N",null,null,null,"Number of Short Term Rental units?\n(Short Term = units rented less then 30 consecutive days. Short term rentals can't exceed 25% of the unit count.)"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$41=\"NC\",'Broker & Insured Information'!$E$41=\"SC\"),\"Show\",\"Hide\")","v":"Hide"},"Yes","Proposed Insured Physical State = NC, SC","Yes","No","Y/N",null,null,null,null,"Are there any units occupied as timeshares? (Yes = Program Knock Out)"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$41=\"NC\",'Broker & Insured Information'!$E$41=\"SC\"),\"Show\",\"Hide\")","v":"Hide"},"Yes","Proposed Insured Physical State = NC, SC","Yes","No","Y/N",null,null,null,null,"Does applicant/association and/or agents or representatives oversee or negotiate leases or rental agreements for the unit owners? (Yes = Program Knock Out)"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$41=\"NC\",'Broker & Insured Information'!$E$41=\"SC\"),\"Show\",\"Hide\")","v":"Hide"},"Yes","Proposed Insured Physical State = NC, SC","Yes","No","Y/N",null,null,null,null,"Does applicant/association’s Covenants, Conditions and Restrictions (CC&Rs) and/or by-laws permit and outline guidance for rental/lease of the units?"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$41=\"NC\",'Broker & Insured Information'!$E$41=\"SC\"),\"Show\",\"Hide\")","v":"Hide"},"Yes","Proposed Insured Physical State = NC, SC","Yes","No","Y/N",null,null,null,null,"Is each unit renter/lessee provided a copy of all rules, procedures and evacuation plans? "]
[{"$f":"IF(OR('Broker & Insured Information'!$E$41=\"NC\",'Broker & Insured Information'!$E$41=\"SC\"),\"Show\",\"Hide\")","v":"Hide"},"Yes","Proposed Insured Physical State = NC, SC","Yes","No","Y/N",null,null,null,null,"Is passenger transportation service(s) provided by applicant/association and/or their third party vendor(s)? (Yes = Program Knock Out)"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$41=\"NC\",'Broker & Insured Information'!$E$41=\"SC\"),\"Show\",\"Hide\")","v":"Hide"},"Yes","Proposed Insured Physical State = NC, SC","Yes","No","Y/N",null,null,null,null,"Are hospitality services provided by the applicant/association and/or their third party vendor(s), such as housekeeping, laundry, etc.? (Yes = Program Knock Out)"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$41=\"NC\",'Broker & Insured Information'!$E$41=\"SC\"),\"Show\",\"Hide\")","v":"Hide"},"Yes","Proposed Insured Physical State = NC, SC","Yes","No","Y/N",null,null,null,null,"Is alcohol provided by applicant/association or 3rd party on premises? (Yes = Program Knock Out)"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$41=\"NC\",'Broker & Insured Information'!$E$41=\"SC\"),\"Show\",\"Hide\")","v":"Hide"},"Yes","Proposed Insured Physical State = NC, SC","Yes","No","Y/N",null,null,null,null,"Does property manager purchase liability insurance listing them as First Named Insured?"]
["Show","No","n/a","No","No","Space"]
["Show","Heading","Heading","No","No","Heading",null,null,"SECTION IV: Risk Transfer Requirements"]
["Show","No","n/a","No","No","FYI",null,null,"The following risk transfer requirements must be fulfilled through written contract for all of the following business relationships: commercial tenants; 3rd party vendors; rental or reserving of association grounds or buildings; contractors providing services such as snow removal, elevator maintenance, security, road maintenance, restaurants, outside life guard services and valet parking."]
["Show","No","n/a","No","No","FYI",null,null,null,"3rd Party Contractors or Service Providers as Indicated previously (but requirement is not limited to):"]
["Show","Yes","Always Show","No","No","FYI",null,null,null,null,"Association-hired or property management firm-hired independent contractors"]
["Show","Yes","Always Show","No","No","FYI",null,null,null,null,"Snow clearance 3rd party contractor"]
["Show","Yes","Always Show","No","No","FYI",null,null,null,null,"Street or road maintenance 3rd party contractor"]
["Show","Yes","Always Show","No","No","FYI",null,null,null,null,"Security personnel 3rd party contractor"]
["Show","Yes","Always Show","No","No","FYI",null,null,null,null,"Commercial and Office Tenant/Occupant"]
["Show","No","Always Show","No","No","FYI",null,null,null,null,"Solar panel installation/maintenance/leasing/contracting of any kind"]
["Show","No","n/a","No","No","FYI",null,null,null,null,"Requirement is applicable for any 3rd Party Contractor or Service Provider not specifically mentioned"]
["Show","No","n/a","No","No","Space"]
["Show","No","n/a","No","No","FYI",null,null,null,"Risk Transfer Requirements for all 3rd party relationships include:"]
["Show","No","n/a","No","No","FYI",null,null,null,null,"Written contract must be in place"]
["Show","No","n/a","No","No","FYI",null,null,null,null,"Current certificates of insurance must be collected"]
["Show","No","n/a","No","No","FYI",null,null,null,null,"Association must be named as an additional insured"]
["Show","No","n/a","No","No","FYI",null,null,null,null,"Liability limits must be at least $1M per Occurrence with a $2M General Aggregate"]
["Show","No","n/a","No","No","FYI",null,null,null,null,"3rd party contractor/service provider must provide a hold harmless or indemnification agreement that is favorable to the association."]
["Show","No","n/a","No","No","FYI",null,null,null,null,"Association cannot indemnify or hold harmless any independent contractor by contractual agreement."]
["Show","No","n/a","Yes","No","Checkbox",null,null," By checking “Yes” I acknowledge that I have read all items listed in the RISK TRANSFER REQUIREMENTS section of this application and agree that this risk complies."]
["Show","No","N/a","No","No","Space"]
["Show","Heading","Heading","No","No","Heading",null,null," SECTION V: Incidental Commercial/Professional Exposures (Where Applicable)"]
["Show","Source","Is commercial?","No","No","PAGE 1 Data Point",null,{"$f":"'Broker & Insured Information'!$E$51","v":0},null,"Is there any space leased to an incidental commercial or professional tenant?"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$51=\"Yes\",'Broker & Insured Information'!$E$51=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Commercial Tenant = Y","No","No","Heading",null,null,null,"For each incidental commercial or professional occupant be prepared to provide the following on the \"Incidental Comm. Unit Details\" Tab (see the bottom of the workbook)"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$51=\"Yes\",'Broker & Insured Information'!$E$51=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Commercial Tenant = Y","Yes","No","Text",null,null,null,null,"Business\nName"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$51=\"Yes\",'Broker & Insured Information'!$E$51=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Commercial Tenant = Y","Yes","No","Text",null,null,null,null,"Type of\nBusiness"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$51=\"Yes\",'Broker & Insured Information'!$E$51=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Commercial Tenant = Y","Yes","No","Data Point",null,null,null,null,"Unit #"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$51=\"Yes\",'Broker & Insured Information'!$E$51=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Commercial Tenant = Y","Yes","No","Data Point",null,null,null,null,"Square\nFootage"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$51=\"Yes\",'Broker & Insured Information'!$E$51=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Commercial Tenant = Y","Yes","No","Y/N",null,null,null,null,"Owned by\nAssociation?"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$51=\"Yes\",'Broker & Insured Information'!$E$51=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Commercial Tenant = Y","Yes","No","Y/N",null,null,null,null,"Rented by Association? If yes, attach Certificate of Ins."]
["Show","No","N/a","No","No","Space"]
["Show","Heading","Heading","No","No","Heading",null,null,"SECTION VI: Association Employees/Volunteers"]
["Show","No","n/a","No","No","PAGE 1 Data Point",null,{"$f":"'Broker & Insured Information'!$G$26","v":0},null,"Number of Association Employees (if any):"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$26<>0,'Broker & Insured Information'!$G$26=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Employee Count <>0","Yes","No","Y/N",null,null,null,"Do any employees have maintenance responsibilities?"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$26<>0,'Broker & Insured Information'!$G$26=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Employee Count <>0","Yes","No","Y/N",null,null,null,"Do any employees perform road maintenance, snow removal, roofing, HVAC unit or boiler repair?"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$26<>0,'Broker & Insured Information'!$G$26=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Employee Count <>0","Yes","No","Y/N",null,null,null,"Do association employees perform any maintenance or service work on property owned by unit owners?"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$26<>0,'Broker & Insured Information'!$G$26=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Employee Count <>0","Yes","No","Y/N",null,null,null,null,"Is a signed hold harmless agreement obtained from the unit owner?"]
["Show","Source","n/a","No","No","PAGE 1 Data Point",null,{"$f":"'Broker & Insured Information'!$G$34","v":0},null,"Do employees or volunteers use personal automobiles on behalf of the association, either on a weekly or daily basis?"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$34=\"Yes\",'Broker & Insured Information'!$G$34=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Any Emp/Vols use autos? = Y","Yes","No","Data Point",null,null,null,null,"a. Number of employees that have usage of personal autos (enter to the left)"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$34=\"Yes\",'Broker & Insured Information'!$G$34=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Any Emp/Vols use autos? = Y","Yes","No","Data Point",null,null,null,null,null,"Number of Volunteers (enter to the left)"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$34=\"Yes\",'Broker & Insured Information'!$G$34=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Any Emp/Vols use autos? = Y","Yes","No","Text",null,null,null,null,"Describe type of usage                          "]
[{"$f":"IF(OR('Broker & Insured Information'!$G$34=\"Yes\",'Broker & Insured Information'!$G$34=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Any Emp/Vols use autos? = Y","Yes","No","Y/N",null,null,null,null,null,"Does association obtain MVRs?"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$34=\"Yes\",'Broker & Insured Information'!$G$34=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Any Emp/Vols use autos? = Y","Yes","No","Y/N",null,null,null,null,"Does association confirm adequate insurance is in place?"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$34=\"Yes\",'Broker & Insured Information'!$G$34=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Any Emp/Vols use autos? = Y","Yes","No","Data Point",null,null,null,null,null,"If yes, indicate minimum limits required: $_                           "]
["Show","No","N/a","No","No","Space"]
["Show","Heading","Heading","No","No","Heading",null,null,"SECTION VII: Independent Property Management Firm"]
["Show","Source","n/a","No","No","PAGE 1 Data Point",null,{"$f":"'Broker & Insured Information'!$G$27","v":0},null,"Is an independent property management firm utilized?             "]
[{"$f":"IF(OR('Broker & Insured Information'!$G$27=\"Yes\",'Broker & Insured Information'!$G$27=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Is Ind Prop Man used? = Y","Yes","No","Data Point",null,null,null,"Has the property management firm been in business at least 2 years?"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$27=\"Yes\",'Broker & Insured Information'!$G$27=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Is Ind Prop Man used? = Y","Yes","No","Data Point",null,null,null,"How long have they managed the proposed insured property?  (enter years to the left)"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$27=\"Yes\",'Broker & Insured Information'!$G$27=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Is Ind Prop Man used? = Y","Yes","No","Y/N",null,null,null,"Are on site visits conducted at regular intervals?"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$27=\"Yes\",'Broker & Insured Information'!$G$27=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Is Ind Prop Man used? = Y","Yes","No","Y/N",null,null,null,"Does the independent property management firm have a maintenance staff?"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$27=\"Yes\",'Broker & Insured Information'!$G$27=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes + Source","Is Ind Prop Man used? = Y","Yes","Yes","Y/N",null,null,null,"Do the management firm's employees perform any maintenance or service work on property that is owned by unit owners?"]
["Show","No","N/a","No","No","Space"]
["Show","Heading","Heading","No","No","Heading",null,null,"SECTION VIII: Additional Liability Exposures"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$50=\"Yes\",'Broker & Insured Information'!$G$50=\"\"),\"Show\",\"Hide\")","v":"Show"},"Source","n/a","No","No","PAGE 1 Data Point",null,{"$f":"'Broker & Insured Information'!$G$50","v":0},null,"Is there a restaurant on premises?"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$50=\"Yes\",'Broker & Insured Information'!$G$50=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Restaurant = Y","Yes","No","Y/N",null,null,null,null,"Are there any deep fat fryers?"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$50=\"Yes\",'Broker & Insured Information'!$G$50=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Restaurant = Y","Yes","No","Y/N",null,null,null,null,"Is the hood and duct system protected by an extinguishing system?"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$50=\"Yes\",'Broker & Insured Information'!$G$50=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Restaurant = Y","Yes","No","Y/N",null,null,null,null,"Is the extinguishing system a wet chemical system that meets U.L. 300 Standards?"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$50=\"Yes\",'Broker & Insured Information'!$G$50=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Restaurant = Y","Yes","No","Y/N",null,null,null,null,"Is there a cleaning contract in force with an independent contractor?"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$50=\"Yes\",'Broker & Insured Information'!$G$50=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Restaurant = Y","Yes","No","Y/N",null,null,null,null,"Is it open year round?"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$50=\"Yes\",'Broker & Insured Information'!$G$50=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Restaurant = Y","Yes","No","Y/N",null,null,null,null,"Is it open to the public?"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$50=\"Yes\",'Broker & Insured Information'!$G$50=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Restaurant = Y","Yes","No","Y/N",null,null,null,null,"Is it owned or operated by the association?"]
["Show","Source","Always show","Yes","Yes","Y/N",null,null,null,"Do all buildings and structures owned and maintained by the association have railing systems (vertical and or horizontal) that comply with the following requirements?"]
["Show","Source","Always show","Yes","Yes","FYI",null,null,null,null,"•  Guardrail location requirements: must be located along open-sided walking surfaces situated more than 30” measured vertically from the floor.\n•  Height: guardrails must not be less than 42 inches\n•  Openings: must not have openings that allow a 4” sphere to pass through. OSHA requires at least a 21” mid rail so that a 19” sphere shouldn’t be allowed to pass through.\n•  Load requirements: guardrails must be able to resist a linear load of 50 pounds per linear foot. OSHA standard 1926.502(b)(3) requires guardrails to withstand a 200-pound concentrated load."]
["Show","Source","n/a","No","No","PAGE 1 Data Point",null,{"$f":"'Broker & Insured Information'!$G$31","v":0},null,"Is snow clearance the responsibility of the Association or is it contracted to a 3rd party? (3rd Party must comply with prior stated 'Risk Transfer Requirements')"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$31=\"3rd Party Contractor\",'Broker & Insured Information'!$G$31=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Snow clearance = Y","Yes","No","Y/N",null,null,null,null,"If an independent contractor is utilized, does the association have a written contract?"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$31=\"Property Manager\",'Broker & Insured Information'!$G$31=\"3rd Party Contractor\",'Broker & Insured Information'!$G$31=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Snow clearance = Y","Yes","No","Y/N",null,null,null,null,"Does the contract stipulate snow fall amount of 2\" or more requires snow clearance to be performed?"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$32=\"Employee of Association\",'Broker & Insured Information'!$G$32=\"Property Manager\",'Broker & Insured Information'!$G$32=\"3rd Party Contractor\",'Broker & Insured Information'!$G$32=\"\"),\"Show\",\"Hide\")","v":"Show"},"Source","n/a","No","No","PAGE 1 Data Point",null,{"$f":"'Broker & Insured Information'!$G$32","v":0},null,"Is street or road maintenance the responsibility of the association or  contracted to a 3rd party? (3rd Party must comply with prior stated 'Risk Transfer Requirements')"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$32=\"Employee of Association\",'Broker & Insured Information'!$G$32=\"Property Manager\",'Broker & Insured Information'!$G$32=\"3rd Party Contractor\",'Broker & Insured Information'!$G$32=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Street Maintenance = Y","Yes","No","Data Point",null,null,null,null,"Please indicate the number of Miles of Roads that the association is responsible to the left."]
[{"$f":"IF(OR('Broker & Insured Information'!$G$52=\"Yes\",'Broker & Insured Information'!$G$52=\"\"),\"Show\",\"Hide\")","v":"Show"},"Source","n/a","No","No","PAGE 1 Data Point",null,{"$f":"'Broker & Insured Information'!$G$52","v":0},null,"Are there any bodies of water such as lakes, ponds, retention basins, canals, lagoons or rivers on or next to the premises?"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$52=\"Yes\",'Broker & Insured Information'!$G$52=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Bodies of water = Y","Yes","No","Y/N",null,null,null,null,"Is swimming allowed?"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$52=\"Yes\",'Broker & Insured Information'!$G$52=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Bodies of water = Y","Yes","No","Y/N",null,null,null,null,"Are any other water activities permitted?"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$52=\"Yes\",'Broker & Insured Information'!$G$52=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Bodies of water = Y","Yes","No","Text",null,null,null,null,"Describe water activity:    "]
[{"$f":"IF(OR('Broker & Insured Information'!$G$52=\"Yes\",'Broker & Insured Information'!$G$52=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Bodies of water = Y","Yes","No","Y/N",null,null,null,null,"Any dock or pier fueling operations?"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$52=\"Yes\",'Broker & Insured Information'!$G$52=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Bodies of water = Y","Yes","No","Y/N",null,null,null,null,"Are any public memberships permitted?"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$52=\"Yes\",'Broker & Insured Information'!$G$52=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Bodies of water = Y","Yes","No","Y/N",null,null,null,null,"Are all Pond(s)/Lake(s)/Water Basin(s)/River(s)/Lagoon(s) prominently posted with signage stipulating, “No Trespassing” and \"No Swimming\"?"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$52=\"Yes\",'Broker & Insured Information'!$G$52=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Bodies of water = Y","Yes","No","Y/N",null,null,null,null,"Do any lakes exceed 75 acres in surface area?"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$52=\"Yes\",'Broker & Insured Information'!$G$52=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Bodies of water = Y","Yes","No","Y/N",null,null,null,null,"Is there a dam, levee or dike? (lake cannot exceed 25 acres of surface area)   (If yes, Attach most current inspection and engineering report)"]
["Show","Yes + Source","n/a","No","Yes","Y/N",null,null,null,"Is there a swimming pool, spa, hot tub, or whirlpool?"]
[{"$f":"IF(OR(OR($H$159=\"Yes\",'Broker & Insured Information'!$G$49>0),$H$159=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Pool = Y, Pool = >0","Yes","No","Data Point",null,null,null,null,"Number of Pools (enter value to the left)"]
[{"$f":"IF(OR(OR($H$159=\"Yes\",'Broker & Insured Information'!$G$49>0),$H$159=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Pool = Y, Pool = >0","Yes","No","Data Point",null,null,null,null,"Number of  Spa/Hot Tubs (enter value to the left)"]
[{"$f":"IF(OR(OR($H$159=\"Yes\",'Broker & Insured Information'!$G$49>0),$H$159=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Pool = Y, Pool = >0","Yes","No","Data Point",null,null,null,null,"Number of Whirlpools (enter value to the left)"]
[{"$f":"IF(OR(OR($H$159=\"Yes\",'Broker & Insured Information'!$G$49>0),$H$159=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Pool = Y, Pool = >0","Yes","No","Y/N",null,null,null,null,"Do all hot tubs, spas, and/or whirlpools have emergency shut-off switches or buttons?"]
[{"$f":"IF(OR(OR($H$159=\"Yes\",'Broker & Insured Information'!$G$49>0),$H$159=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Pool = Y, Pool = >0","Yes","No","Y/N",null,null,null,null,"Are all swimming pools completely surrounded by 4 feet or higher permanent fencing/wall with a self-closing and self-latching gate/door?  (Shrubs or other type of similar landscaping do not qualify as a fence.)"]
[{"$f":"IF(OR(OR($H$159=\"Yes\",'Broker & Insured Information'!$G$49>0),$H$159=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Pool = Y, Pool = >0","Yes","No","Y/N",null,null,null,null,"Are all swimming pools and spas in compliance with local and state regulations as well as the Virginia Graeme Baker Pool and Spa Safety Act?"]
[{"$f":"IF(OR(OR($H$159=\"Yes\",'Broker & Insured Information'!$G$49>0),$H$159=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Pool = Y, Pool = >0","Yes","No","Y/N",null,null,null,null,"Do all swimming pools have depth markers and rules prominently posted including but not limit to signage stipulating the hours of operations, “No Diving”, \"No Lifeguard\", \"Swim At Your Own Risk\" and \"Children Must Be Accompanied By An Adult\"? "]
[{"$f":"IF(OR(OR($H$159=\"Yes\",'Broker & Insured Information'!$G$49>0),$H$159=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Pool = Y, Pool = >0","Yes","No","Y/N",null,null,null,null,"Is lifesaving equipment visible, easily accessible and maintained in good working condition?"]
[{"$f":"IF(OR(OR($H$159=\"Yes\",'Broker & Insured Information'!$G$49>0),$H$159=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Pool = Y, Pool = >0","Yes","No","Y/N",null,null,null,null,"Are any public memberships permitted?"]
[{"$f":"IF(OR(OR($H$159=\"Yes\",'Broker & Insured Information'!$G$49>0),$H$159=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Pool = Y, Pool = >0","Yes","No","Y/N",null,null,null,null,"Are lifeguards required by ordinance?"]
[{"$f":"IF(OR(OR($H$159=\"Yes\",'Broker & Insured Information'!$G$49>0),$H$159=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes + Source","Pool = Y, Pool = >0","Yes","Yes","Y/N",null,null,null,null,"Are lifeguards provided?"]
[{"$f":"IF(OR(OR(AND($H$159=\"Yes\",$H$170=\"Yes\"),'Broker & Insured Information'!$G$49>0),AND($H$159=\"\",$H$170=\"\")),\"Show\",\"Hide\")","v":"Show"},"Yes","Pool = Y, Pool = >0 + Lifeguards? = Y","Yes","No","Y/N",null,null,null,null,null,"Do all lifeguards hold Red Cross or equivalent certifications?"]
[{"$f":"IF(OR(OR(AND($H$159=\"Yes\",$H$170=\"Yes\"),'Broker & Insured Information'!$G$49>0),AND($H$159=\"\",$H$170=\"\")),\"Show\",\"Hide\")","v":"Show"},"Yes","Pool = Y, Pool = >0 + Lifeguards? = Y","Yes","No","Y/N",null,null,null,null,null,"Are lifeguards on duty during all hours of pool use?"]
[{"$f":"IF(OR(OR(AND($H$159=\"Yes\",$H$170=\"Yes\"),'Broker & Insured Information'!$G$49>0),AND($H$159=\"\",$H$170=\"\")),\"Show\",\"Hide\")","v":"Show"},"Yes","Pool = Y, Pool = >0 + Lifeguards? = Y","Yes","No","Y/N",null,null,null,null,null,"Is an outside lifeguard service used? Must comply with prior stated 'Risk Transfer Requirements'"]
[{"$f":"IF(OR(OR($H$159=\"Yes\",'Broker & Insured Information'!$G$49>0),$H$159=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Pool = Y, Pool = >0","Yes","No","Y/N",null,null,null,null,"Is the pool rented for private parties?"]
[{"$f":"IF(OR(OR($H$159=\"Yes\",'Broker & Insured Information'!$G$49>0),$H$159=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes + Source","Pool = Y, Pool = >0","Yes","No","Y/N",null,null,null,null,null,"Is alcohol sold or provided by the insured?"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$51=\"Yes\",'Broker & Insured Information'!$G$51=\"\"),\"Show\",\"Hide\")","v":"Show"},"Source","n/a","No","No","PAGE 1 Data Point",null,{"$f":"'Broker & Insured Information'!$G$51","v":0},null,"Is there a clubhouse?"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$51=\"Yes\",'Broker & Insured Information'!$G$51=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes + Source","Clubhouse? = Y","Yes","No","Y/N",null,null,null,null,"Are facilities rented to or used by individual unit owners?"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$51=\"Yes\",'Broker & Insured Information'!$G$51=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Clubhouse? = Y + rented to unit owners? = Y","Yes","No","Data Point",null,null,null,null,null,"Indicate # of events annually                                                                                                                                                                                                   "]
[{"$f":"IF(OR('Broker & Insured Information'!$G$51=\"Yes\",'Broker & Insured Information'!$G$51=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Clubhouse? = Y","Yes","No","Y/N",null,null,null,null,"Are facilities rented to or used by anyone other than unit owners? "]
[{"$f":"IF(OR('Broker & Insured Information'!$G$51=\"Yes\",'Broker & Insured Information'!$G$51=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Clubhouse? = Y","Yes","No","Y/N",null,null,null,null,"Is alcohol sold or provided by the insured?"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$51=\"Yes\",'Broker & Insured Information'!$G$51=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes + Source","Clubhouse? = Y","Yes","No","Y/N",null,null,null,null,"Is there a fitness center or gym"]
[{"$f":"IF(OR(AND($H$176=\"Yes\",$H$181=\"\"),AND($H$176=\"Yes\",$H$181=\"Yes\")),\"Show\",\"Hide\")","v":"Hide"},"Yes","Clubhouse? = Y + Fitness Center? = Y","Yes","No","Y/N",null,null,null,null,null,"Are facilities rented to or used by individual unit owners and their guests?"]
[{"$f":"IF(OR(AND($H$176=\"Yes\",$H$181=\"\"),AND($H$176=\"Yes\",$H$181=\"Yes\")),\"Show\",\"Hide\")","v":"Hide"},"Yes","Clubhouse? = Y + Fitness Center? = Y","Yes","No","Y/N",null,null,null,null,null,"Are any public memberships permitted?"]
[{"$f":"IF(OR(AND($H$176=\"Yes\",$H$181=\"\"),AND($H$176=\"Yes\",$H$181=\"Yes\")),\"Show\",\"Hide\")","v":"Hide"},"Yes","Clubhouse? = Y + Fitness Center? = Y","Yes","No","Y/N",null,null,null,null,null,"Are rules (ex. minors must be accompanied by an adult) and hours of operation posted?"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$51=\"Yes\",'Broker & Insured Information'!$G$51=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Clubhouse? = Y","Yes","No","Y/N",null,null,null,null,"Are there cooking facilities on premises?"]
[{"$f":"IF(OR(AND($H$176=\"Yes\",$H$185=\"\"),AND($H$176=\"Yes\",$H$185=\"Yes\")),\"Show\",\"Hide\")","v":"Hide"},"Yes","Clubhouse? = Y","Yes","No","Y/N",null,null,null,null,null,"Are there any deep fat fryers?"]
[{"$f":"IF(OR(AND($H$176=\"Yes\",$H$185=\"\"),AND($H$176=\"Yes\",$H$185=\"Yes\")),\"Show\",\"Hide\")","v":"Hide"},"Yes","Clubhouse? = Y","Yes","No","Y/N",null,null,null,null,null,"Is the hood and duct system protected by an extinguishing system?"]
[{"$f":"IF(OR(AND($H$176=\"Yes\",$H$185=\"\"),AND($H$176=\"Yes\",$H$185=\"Yes\")),\"Show\",\"Hide\")","v":"Hide"},"Yes","Clubhouse? = Y","Yes","No","Y/N",null,null,null,null,null,"Is the extinguishing system a wet chemical system that meets U.L. 300 Standards?"]
[{"$f":"IF(OR(AND($H$176=\"Yes\",$H$185=\"\"),AND($H$176=\"Yes\",$H$185=\"Yes\")),\"Show\",\"Hide\")","v":"Hide"},"Yes","Clubhouse? = Y","Yes","No","Y/N",null,null,null,null,null,"Is there a cleaning contract in force with an independent contractor?"]
["Show","Source","n/a","No","No","PAGE 1 Data Point",null,{"$f":"'Broker & Insured Information'!$G$33","v":0},null,"Does the Association use security personnel? Armed guards and/or guard dog services are not eligible as stated previously. "]
[{"$f":"IF(OR('Broker & Insured Information'!$G$33=\"Yes\",'Broker & Insured Information'!$G$33=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Does assoc use security? = Y","Yes","No","Y/N",null,null,null,null,"Are background checks performed on all persons in security work?"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$33=\"Yes\",'Broker & Insured Information'!$G$33=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Does assoc use security? = Y","Yes","No","Y/N",null,null,null,null,"Is an outside security service utilized?"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$33=\"Yes\",'Broker & Insured Information'!$G$33=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Does assoc use security? = Y","Yes","No","Y/N",null,null,null,null,"Is the association named as an additional insured?"]
[{"$f":"IF(OR('Broker & Insured Information'!$G$33=\"Yes\",'Broker & Insured Information'!$G$33=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Does assoc use security? = Y","Yes","No","Y/N",null,null,null,null,"Are the liability limits at least $1,000,000 per Occurrence with a $2,000,000 General Aggregate?"]
["Show","Source","Always show","Yes","Yes","Y/N",null,null,null,"Has the association or any unit owners/tenants/lessees installed solar panels on any of the association roofs?\nSolar panel installation/maintenance/leasing/contracting of any kind must comply with prior stated 'Risk Transfer Requirements'"]
[{"$f":"IF(OR($H$195=\"Yes\",$H$195=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has solar panels","Yes","No","Y/N",null,null,null,null,"Do the solar panels have an emergency shutoff switch at exterior ground level (for fire fighter safety)?\nNo exterior solar panel shutoff will result in a declination."]
[{"$f":"IF('Broker & Insured Information'!$E$48=\"Office Condominium\",\"Show\",\"Hide\")","v":"Hide"},"Yes","Assoc Type <> Office Condominium","Yes","No","Y/N",null,null,null,"Are all areas that are owned or maintained by the association compliant with local, state, and federal Americans with Disabilities ACT (ADA) codes and regulations?"]
["Show","No","n/a","No","No","Space"]
["Show","Heading","Heading","No","No","Heading",null,null,"SECTION IX: Liability Coverage"]
[{"$f":"IF(OR('Broker & Insured Information'!E41=\"AZ\",'Broker & Insured Information'!E41=\"CA\",'Broker & Insured Information'!E41=\"NV\",'Broker & Insured Information'!E41=\"OH\"),\"Show\",\"Hide\")","v":"Hide"},"Yes","State must = AZ, CA, NV, OH","Yes","Yes","Dropdown",null,null,null,"General Liability Limit \n(Request an option to the left. Be advised that the $2MM/$4MM option is subject to Underwriter review and may not be able for all associations based on their characteristics. Be sure to review your quote to confirm the limit Distinguished can offer prior to binding.)"]
[{"$f":"IF(A200=\"Show\",\"Hide\",\"Show\")","v":"Show"},"Yes","State cannot be AZ, CA, NV, OH","No","No","FYI",null,null,null,"General Liability: $1,000,000 per occurrence  $2,000,000 aggregate "]
["Show","No","n/a","No","No","FYI",null,null,null,null,"Medical Payments: $5,000 "]
["Show","No","n/a","No","No","FYI",null,null,null,"Hired and Nonowned Auto Liability*"]
["Show","No","n/a","No","No","FYI",null,null,null,null,"*Coverage for hired and nonowned auto liability will be included unless there is an owned auto exposure. "]
[{"$f":"IF(AND(OR('Broker & Insured Information'!$G$26<>0,'Broker & Insured Information'!$G$26=\"\"),SUMPRODUCT(--('Broker & Insured Information'!$E$41={\"OH\",\"ND\",\"WA\",\"WY\"}))),\"Show\",\"Hide\")","v":"Hide"},"Yes + Source","Employee Count <>0","Yes","Yes","Y/N",null,null,null,"Is Stop Gap Liability – Employers Liability coverage desired?"]
[{"$f":"IF(AND(OR('Broker & Insured Information'!$G$26<>0,'Broker & Insured Information'!$G$26=\"\"),SUMPRODUCT(--('Broker & Insured Information'!$E$41={\"OH\",\"ND\",\"WA\",\"WY\"}))),\"Show\",\"Hide\")","v":"Hide"},"Yes","Stop Gap liability desired?= Yes","Yes","No","Data point",null,null,null,null,"Total payroll (enter to the left)"]
["Show","No","n/a","No","No","Space"]
["Show","Heading","Heading","No","No","Heading",null,null,"SECTION X: Life Safety Requirements"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has Hab/Office bldgs","No","No","FYI",null,null,"LIFE SAFETY – We require the following Life Safety measures: "]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has Hab/Office bldgs","No","No","FYI",null,null,null,"Stories/Height Requirements"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has Hab/Office bldgs","No","No","FYI",null,null,null,null,"Buildings 1-3 stories containing 16 units or less:"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has Hab/Office bldgs","No","No","FYI",null,null,null,null,null,"Smoke detectors in each unit and common area. "]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has Hab/Office bldgs","No","No","FYI",null,null,null,null,"Buildings 1-3 stories with more than 16 units:"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has Hab/Office bldgs","No","No","FYI",null,null,null,null,null,"Smoke detectors in each unit and common area; and"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has Hab/Office bldgs","No","No","FYI",null,null,null,null,null,"Two means of egress."]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has Hab/Office bldgs","No","No","FYI",null,null,null,null,"Buildings 4-6 stories:"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has Hab/Office bldgs","No","No","FYI",null,null,null,null,null,"Smoke detectors in each unit and common area;"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has Hab/Office bldgs","No","No","FYI",null,null,null,null,null,"Two means of egress through a masonry enclosed stairwell with class A or B rated fire door on each floor;"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has Hab/Office bldgs","No","No","FYI",null,null,null,null,null,"Emergency lighting in all interior stairwells, halls and common areas;"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has Hab/Office bldgs","No","No","FYI",null,null,null,null,null,"Local fire alarm system with manual pull alarms; and"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has Hab/Office bldgs","No","No","FYI",null,null,null,null,null,"Elevator recall."]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has Hab/Office bldgs","No","No","FYI",null,null,null,null,"Buildings 7-10 stories:"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has Hab/Office bldgs","No","No","FYI",null,null,null,null,null,"Smoke detectors in each unit and common area;"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has Hab/Office bldgs","No","No","FYI",null,null,null,null,null,"Fully sprinklered;"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has Hab/Office bldgs","No","No","FYI",null,null,null,null,null,"Two means of egress through a masonry enclosed stairwell with class A or B rated fire door on each floor;"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has Hab/Office bldgs","No","No","FYI",null,null,null,null,null,"Emergency lighting in all interior stairwells, halls and common areas;"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has Hab/Office bldgs","No","No","FYI",null,null,null,null,null,"Local fire alarm system with manual pull alarms;"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has Hab/Office bldgs","No","No","FYI",null,null,null,null,null,"Elevator recall; and"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has Hab/Office bldgs","No","No","FYI",null,null,null,null,null,"Standpipes in each stairwell."]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has Hab/Office bldgs","No","No","FYI",null,null,null,null,"Buildings 11-20 stories:"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has Hab/Office bldgs","No","No","FYI",null,null,null,null,null,"Smoke detectors in each unit and common area;"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has Hab/Office bldgs","No","No","FYI",null,null,null,null,null,"Fully sprinklered;"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has Hab/Office bldgs","No","No","FYI",null,null,null,null,null,"Two means of egress through a masonry enclosed stairwell with class A or B rated fire door on each floor;"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has Hab/Office bldgs","No","No","FYI",null,null,null,null,null,"Emergency lighting in all interior stairwells, halls and common areas;"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has Hab/Office bldgs","No","No","FYI",null,null,null,null,null,"Annunciator panel in lobby;"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has Hab/Office bldgs","No","No","FYI",null,null,null,null,null,"Central station fire alarm system transmitting to a station with two guards on duty 24/7/365; "]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has Hab/Office bldgs","No","No","FYI",null,null,null,null,null,"Elevator recall; and"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has Hab/Office bldgs","No","No","FYI",null,null,null,null,null,"Standpipes in each stairwell."]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has Hab/Office bldgs","Yes","No","Checkbox",null,null,"By checking “Yes” I acknowledge that I have read all items listed in the LIFE SAFETY REQUIREMENTS section of this application and agree that this risk complies."]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has Hab/Office bldgs","No","No","Space"]
[{"$f":"IF(AND('Broker & Insured Information'!$E$57=\"No\",OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\")),\"Show\",\"Hide\")","v":"Hide"},"Yes","Assoc has Hab/Office bldgs & Assoc Fully Built out = No","No","Yes","Heading",null,null,"ASSOCIATIONS UNDER CONSTUCTION"]
[{"$f":"IF(AND('Broker & Insured Information'!$E$57=\"No\",OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\")),\"Show\",\"Hide\")","v":"Hide"},"Yes","Assoc has Hab/Office bldgs & Assoc Fully Built out = No","Yes","No","Data Point",null,{"$f":"'Broker & Insured Information'!$E$57","v":0},null,"Is the Association fully built-out?"]
[{"$f":"IF(AND('Broker & Insured Information'!$E$57=\"No\",OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\")),\"Show\",\"Hide\")","v":"Hide"},"Yes","Assoc has Hab/Office bldgs & Assoc Fully Built out = No","Yes","No","Data Point",null,{"$f":"'Broker & Insured Information'!$G$57","v":0},null,"Total Unit Count Expected When Complete"]
[{"$f":"IF(AND('Broker & Insured Information'!$E$57=\"No\",OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\")),\"Show\",\"Hide\")","v":"Hide"},"Yes","Assoc has Hab/Office bldgs & Assoc Fully Built out = No","Yes","No","Data Point",null,null,null,"Total Number of Units expected to be added during proposed policy term (enter value in the space to the left)"]
[{"$f":"IF(AND('Broker & Insured Information'!$E$57=\"No\",OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\")),\"Show\",\"Hide\")","v":"Hide"},"Yes","Assoc has Hab/Office bldgs & Assoc Fully Built out = No","Yes","No","Data Point",null,null,null,"Total Square Footage expected to be added during proposed policy term (enter value in the space to the left)"]
[{"$f":"IF(AND('Broker & Insured Information'!$E$56=\"No\",OR('Broker & Insured Information'!$E$48<>0,'Broker & Insured Information'!$E$48=\"\")),\"Show\",\"Hide\")","v":"Hide"},"Yes","Assoc has Hab/Office bldgs & Assoc Fully Built out = No","Yes","Yes","Data Point",null,null,null,"What year is the association estimated to be fully built out (year must = XXXX)?"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$50<>0,'Broker & Insured Information'!$E$51=\"Yes\",'Broker & Insured Information'!$G$50=\"Yes\",'Broker & Insured Information'!$G$51=\"Yes\"),\"Show\",\"Hide\")","v":"Hide"},"Yes",null,"Yes",null,"Space"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$50<>0,'Broker & Insured Information'!$E$51=\"Yes\",'Broker & Insured Information'!$G$50=\"Yes\",'Broker & Insured Information'!$G$51=\"Yes\"),\"Show\",\"Hide\")","v":"Hide"},"Yes","Assoc has Hab/Office bldgs","Yes","No","Heading",null,null,"GENERAL DETAILS"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$50<>0,'Broker & Insured Information'!$E$51=\"Yes\",'Broker & Insured Information'!$G$50=\"Yes\",'Broker & Insured Information'!$G$51=\"Yes\"),\"Show\",\"Hide\")","v":"Hide"},"Yes + Source","Assoc has Hab bldgs","Yes","Yes","Y/N",null,null,null,"Is or was asbestos or lead paint ever present in common elements or units?"]
[{"$f":"IF(AND(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$50<>0,'Broker & Insured Information'!$E$51=\"Yes\",'Broker & Insured Information'!$G$50=\"Yes\",'Broker & Insured Information'!$G$51=\"Yes\"),$H$249=\"Yes\"),\"Show\",\"Hide\")","v":"Hide"},"Yes","Assoc has Hab bldgs + Was asbestos or lead paint = Y","Yes","No","Y/N",null,null,null,null,"Indicate where:                                                                                                                     "]
[{"$f":"IF(AND(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$50<>0,'Broker & Insured Information'!$E$51=\"Yes\",'Broker & Insured Information'!$G$50=\"Yes\",'Broker & Insured Information'!$G$51=\"Yes\"),$H$249=\"Yes\"),\"Show\",\"Hide\")","v":"Hide"},"Yes","Assoc has Hab bldgs + Was asbestos or lead paint = Y","Yes","No","Y/N",null,null,null,null,"Is any remediation work planned, in progress or in place?"]
["Show","No","n/a","No","No","Space"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$50<>0,'Broker & Insured Information'!$E$51=\"Yes\",'Broker & Insured Information'!$G$50=\"Yes\",'Broker & Insured Information'!H156=\"Yes\"),\"Show\",\"Hide\")","v":"Hide"},"Heading","Heading","No","No","Heading",null,null,"SECTION XI: Property Rating Info"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has hab/office bldgs","No","No","Heading",null,null,"HABITATIONAL OR OFFICE BUILDINGS:"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has hab/office bldgs","No","No","Heading",null,null,null,"Building Construction"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has hab/office bldgs",null,"No","FYI",null,null,null,null,"Frame (FM)"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has hab/office bldgs","No","No","FYI",null,null,null,null,"     Wood framed walls with exterior consisting of brick veneer, stucco, wood, vinyl, Exterior Insulation Finishing System (EIFS) or similar material. Wood floors and roof."]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has hab/office bldgs","No","No","FYI"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has hab/office bldgs","No","No","FYI",null,null,null,null,"Brick Veneer (BV)"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has hab/office bldgs","No","No","FYI",null,null,null,null,"     Wood framed walls with exterior consisting of 100% brick veneer or stucco covered masonry. Wood frame floors and roof."]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has hab/office bldgs","No","No","FYI"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has hab/office bldgs","No","No","FYI",null,null,null,null,"Joisted Masonry (JM)"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has hab/office bldgs","No","No","FYI",null,null,null,null,"     Concrete block, masonry or reinforced masonry exterior load bearing walls. Wood floors and roof. "]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has hab/office bldgs","No","No","FYI"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has hab/office bldgs","No","No","FYI",null,null,null,null,"Noncombustible (NC)"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has hab/office bldgs","No","No","FYI",null,null,null,null,"     Exterior walls and floors are constructed of, and supported by non-combustible or slow burning material."]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has hab/office bldgs","No","No","FYI",null,null,null,null,"Masonry Noncombustible (MNC)"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has hab/office bldgs","No","No","FYI",null,null,null,null,"     Exterior walls constructed of masonry materials greater than 4” thick or noncombustible materials with a fire resistance rating of at least one hour. Noncombustible or slow burning floors and roof."]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has hab/office bldgs","No","No","FYI"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has hab/office bldgs","No","No","FYI",null,null,null,null,"Fire Resistive (FR)"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has hab/office bldgs","No","No","FYI",null,null,null,null,"     Exterior walls, or the exterior structural frame, floors and roof are constructed of, and supported by masonry or noncombustible materials with a fire resistance rating of at least two hours."]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has hab/office bldgs","No","No","FYI"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has hab/office bldgs","Yes","No","List",null,null,"Indicate the Construction Type in the space to the left."]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"No","n/a","No","No","Space"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has hab/office bldgs","Yes","No","List",null,null,null,"Public Protection Class             "]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"No","n/a","No","No","Space"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"No","Assoc has hab/office bldgs","Yes","No","Y/N",null,null,null,"Are all habitational and or office buildings fully sprinklered?"]
[{"$f":"IF(OR(AND(A277=\"Show\",H277=\"Yes\"),AND(A277=\"Show\",H277=\"\")),\"Show\",\"Hide\")","v":"Show"},"Yes","Are all habitational/office buildings fully sprinklered?= Yes","Yes","No","Free Form",null,null,null,"     What is the Sprinkler System Rating? (example: NFPA 13D, NFPA 13R, NFPA 13)"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"No","n/a","No","No","Space"]
["Show","Heading","Heading","No","No","Heading","*IMPORTANT* - Associations in North Carolina & South Carolina located in the following counties, please proceed to SECTION XII: Directors and Officers Liability. All locations in the following counties are ineligible for Property coverage.\nNorth Carolina: Beaufort, Bertie, Bladen, Brunswick, Camden, Carteret, Chowan, Columbus, Craven, Currituck, Dare, Duplin, Gates, Hertford, Hyde, Jones, Lenoir, Martin, New Hanover, Onslow, Pamlico, Pasquotank, Pender, Perquimans, Pitt, Sampson, Tyrrell, Washington.\nSouth Carolina: Beaufort, Berkeley, Charleston, Colleton, Dorchester Florence, Georgetown, Hampton, Horry, Jasper, Marion, Williamsburg."]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"No","n/a","No","No","Space"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has hab/office bldgs","Yes","No","Data Point",null,null,null,"Describe the type or finish of the of the basement (if there is a basement) for the average/typical unit within the association."]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"No","n/a","No","No","Space"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has hab/office bldgs","Yes","No","Dropdown",null,null,null,"Describe the roof type or finish on the habitational or office building(s) via the options to the left. (This list is organized by most common answers then alphabetical)"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has hab/office bldgs","Yes","No","Y/N",null,null,null,"Is there any building with a roof over 20 years old?"]
[{"$f":"IF(AND(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$50<>0,'Broker & Insured Information'!$E$51=\"Yes\",'Broker & Insured Information'!$G$50=\"Yes\",'Broker & Insured Information'!$G$51=\"Yes\"),$H$285=\"Yes\"),\"Show\",\"Hide\")","v":"Hide"},"Yes","Assoc has Hab/Office bldgs + Roof>20yrs = Y","Yes","No","Y/N",null,null,null,null,"Has a professional inspection of all roofs over 20 years been conducted? (If Yes, attach a copy of last inspection report)"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has Hab/Office bldgs","Yes","No","Data Point",null,null,null,"What is the year of oldest roof (either new construction or last complete roof resurface) out of all the association buildings? "]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"No","n/a","No","No","Space"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has hab/office bldgs","No","No","FYI",null,null,null,"Insuring Agreements within Association CCRs or By-laws"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has hab/office bldgs","No","No","FYI",null,null,null,null,"Bare Walls"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has hab/office bldgs","No","No","FYI",null,null,null,null,"     Association is responsible for insuring the buildings and structures only; No interior coverage for units."]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has hab/office bldgs","No","No","FYI"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has hab/office bldgs","No","No","FYI",null,null,null,null,"Single Entity"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has hab/office bldgs","No","No","FYI",null,null,null,null,"     Association is responsible for insuring the buildings, structures, and units per original builder specifications."]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has hab/office bldgs","No","No","FYI"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has hab/office bldgs","No","No","FYI",null,null,null,null,"All-In"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has hab/office bldgs","No","No","FYI",null,null,null,null,"     Association is responsible for insuring the building, structures, and units per original specifications and improvements and betterments."]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has hab/office bldgs","No","No","FYI"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"Yes","Assoc has hab/office bldgs","Yes","No","List",null,null,"Indicate the type of Insuring Agreements that Association is responsible for in the space to the left"]
[{"$f":"IF(OR('Broker & Insured Information'!$E$49<>0,'Broker & Insured Information'!$E$49=\"\"),\"Show\",\"Hide\")","v":"Show"},"No","n/a","No","No","Space"]
["Show","No","n/a","Yes","No","FYI",null,null,null,"Additional Covered Property Values - swimming pools; statues; outdoor fixtures; pool and pump houses; signs (whether attached or unattached); structural glass; bridges, roadways, drives, walkways, patios and other paved surfaces; recreation fixtures and courts; sheds; temporary seasonal structures; shelters; cabanas; freestanding walls (excluding retaining walls); fountains; gazebos; gate houses; mailboxes; playground equipment; light and flag poles; outdoor lighting, lighting standards; benches; fences and gates; and other structures not described in the Declarations.\nThe following buildings/structures owned/maintained by the association must be listed: "]
["Show","No","n/a","Yes","No","Space"]
["Show","No","n/a","Yes","No","FYI",null,null,null,"Exposure","Value ($)","Number","Exposure","Value ($)","Number"]
["Show","No","n/a","Yes","No","Data Point",null,null,null,"Clubhouse(s)",null,null,"Detached Garage(s)"]
[null,null,null,null,null,null,null,null,null,"Fitness Center Bldg(s)",null,null,"Detached Carport(s)"]
["Show","No","n/a","Yes","No","Data Point",null,null,null,"Pool House(s)",null,null,"Water treatment bldg(s)"]
["Show","No","n/a","Yes","No","Data Point",null,null,null,"Meeting Center Bldg(s)",null,null,"HVAC bldg(s)"]
["Show","No","n/a","Yes","No","Data Point",null,null,null,"Recreational bldg(s)",null,null,"Pump House/Station(s)"]
["Show","No","n/a","Yes","No","Data Point",null,null,null,"Gate House(s)",null,null,"Shed(s)"]
["Show","No","n/a","Yes","No","Space"]
["Show","No","n/a","Yes","No","FYI",null,null,null,"Exposure","Value ($)",null,"Exposure","Value ($)"]
["Show","No","n/a","Yes","No","Data Point",null,null,null,"Fences",null,null,"Cabanas"]
["Show","No","n/a","Yes","No","Data Point",null,null,null,"Walls",null,null,"Ramadas"]
["Show","No","n/a","Yes","No","Data Point",null,null,null,"Signs ",null,null,"Gazebos/Pavilion"]
["Show","No","n/a","Yes","No","Data Point",null,null,null,"Kiosks/Mailboxes",null,null,"Pergolas"]
[null,null,null,null,null,null,null,null,null,"Lights/poles ",null,null,"Pools"]
["Show","No","n/a","Yes","No","Data Point",null,null,null,"Paved Streets",null,null,"Spa/Hot Tub"]
["Show","No","n/a","Yes","No","Data Point",null,null,null,"Sidewalks",null,null,"Whirlpool"]
["Show","No","n/a","Yes","No","Data Point",null,null,null,"Driveways",null,null,"Splash Pads"]
[null,null,null,null,null,null,null,null,null,"Bridges",null,null,"Playgrounds"]
["Show","No","n/a","Yes","No","Data Point",null,null,null,"Monuments",null,null,"Basketball courts"]
["Show","No","n/a","Yes","No","Data Point",null,null,null,"Statues",null,null,"Volleyball courts"]
["Show","No","n/a","Yes","No","Data Point",null,null,null,"Gates",null,null,"Tennis courts"]
["Show","No","n/a","Yes","No","Data Point",null,null,null,"Trash Receptacles",null,null,"Pickleball Courts"]
["Show","No","n/a","Yes","No","Data Point",null,null,null,"Pet Stations",null,null,"Shuffleboard Courts"]
["Show","No","n/a","Yes","No","Data Point",null,null,null,"Sprinkler/Irrigation system",null,null,"Benches"]
["Show","No","n/a","Yes","No","Data Point",null,null,null,"Storm Drains",null,null,"Picnic Tables"]
["Show","No","n/a","Yes","No","Space"]
["Show","No","n/a","Yes","No","FYI",null,null,null,"Exposures Not Listed Above - Type a brief description in the cell to the left of gold field, then the value in the gold field."]
["Show","No","n/a","Yes","No","Data Point"]
["Show","No","n/a","Yes","No","Data Point"]
["Show","No","n/a","Yes","No","Data Point"]
["Show","No","n/a","Yes","No","Data Point"]
["Show","No","n/a","Yes","No","Space"]
["Show","No","n/a","Yes","No","Data Point",null,{"$f":"SUM(K304:K309,K312:K327,N304:N309,N312:N327,K330:K333,N330:N333)","v":0},null,"Additional Covered Property Total Value Limit  (total per the above. This value cannot be edited/overwritten)\n"]
["Show","No","n/a","Yes","No","Space"]
["Show","No","n/a","Yes","No","Data Point",null,null,null,"Business Personal Property (enter value in column to the left)\n"]
["Show","No","n/a","Yes","No","Space"]
["Show","No","n/a","Yes","No","Data Point",null,null,null,"Business Income \"Time Element\" - (enter value in column to the left)\nConsequential Coverage’s: Coverage is provided for Maintenance Fees and Assessments as well as Community Income on an actual loss sustained basis under our Business Income coverage. "]
["Show","No","n/a","Yes","No","Space"]
["Show","Heading","Heading","No","No","Heading",null,null,"SECTION XII: Directors and Officers Liability"]
["Show","No","n/a","Yes","No","Y/N",null,null,null,"Have there been any D&O claims made against the Association in the last five years?"]
["Show","No","n/a","No","No","FYI",null,null,null,null," (If yes, 5 year currently valued D&O loss run and description of the claim with corrective actions required. Associations currently experiencing open claims are not eligible)."]
["Show","No","n/a","Yes","No","Y/N",null,null,null,"Does the Association anticipate any renovations in the next year? (Excludes new\nconstruction of units of purchasing.)"]
["Show","No","n/a","Yes","No","Y/N",null,null,null,"Does any single entity own more than 30% of the total units? (Excludes units owned by Developer awaiting sale.)"]
["Show","No","n/a","Yes","No","Y/N",null,null,null,"Does any one entity own more than 30% of the units? *Unoccupied units owned by Developer awaiting sale should not be considered."]
["Show","No","n/a","Yes","No","Y/N",null,null,null,"Number of owners past-due on association fees over 90 days:"]
["Show","No","n/a","Yes","No","Checkbox",null,null,"By checking “Yes” I acknowledge that This program is for non-profit community assn. or community assn. that practice zero-balance accounting only. For-profit enterprises of any kind are not eligible."]
["Show","No","n/a","No","No","Space"]
["Show","Heading","Heading","No","No","Heading",null,null,"SECTION XIII: Fidelity/Crime "]
["Show","No","n/a","Yes","No","Y/N",null,null,"Total Limit Needed (enter amount to the left)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Limit","Deductible",null,"Limit","Deductible"]
["Show","No","n/a","No","No","Space"]
["Show","No","n/a","No","No","FYI",null,null,"Item 1: Required Association Characteristics",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"non California Limits",null,null,"CA Limits ",null,null,{"$f":"IF('Broker & Insured Information'!E41=\"CA\",CALimits,nonCAlimits)","v":25000}]
["Show","No","n/a","No","No","FYI",null,null,null,"The entity is a non-profit community association.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,25000,25000,null,25000,50000,null,75000]
["Show","No","n/a","No","No","FYI",null,null,null,"The association has been Crime claim-free for the last 5 years.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,75000,25000,null,75000,50000,null,100000]
["Show","No","n/a","No","No","FYI",null,null,null,"The association does not have more than 25 employees on payroll.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,100000,25000,null,150000,50000,null,150000]
["Show","No","n/a","No","No","FYI",null,null,"Item 2: Procedures",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,150000,25000,null,200000,50000,null,250000]
["Show","No","n/a","No","No","FYI",null,null,null,"Dues/Fees/Mortgage payments are always received as checks, not cash.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,250000,25000,null,250000,50000]
["Show","No","n/a","No","No","FYI",null,null,null,"Vouchers/supporting records are stamped “PAID” when checks are signed. If records are kept electronically, there is a system in place to indicate that a check has been issued to prevent duplication.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,500000,50000]
["Show","No","n/a","No","No","FYI",null,null,null,"Anyone authorized to fire or hire association employees is prohibited from distributing payroll. If there is no payroll, this question does not apply.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,750000,50000]
["Show","No","n/a","No","No","FYI",null,null,null,"Volunteers (other than Directors & Officers) are prohibited from handling bank accounts or fee/mortgage payments. If there are no other volunteers, aside from Directors & Officers, this does not apply."]
["Show","No","n/a","No","No","FYI",null,null,"Item 3: Oversight/Reconciliation "]
["Show","No","n/a","No","No","FYI",null,null,null,"Are the associations’ bank accounts and credit card statements are reconciled monthly by someone not authorized to deposit, withdraw, initiate electronic funds transfer, or use an association credit card?"]
["Show","No","n/a","No","No","FYI",null,null,null,"If Association utilizes Traditional Banking, countersignatures are required on all checks over $500"]
["Show","No","n/a","No","No","FYI",null,null,null,"If Association utilizes Electronic Banking, they must meet the following:"]
["Show","No","n/a","No","No","FYI",null,null,null,null,"The board approves all checks/expenditures and also verifies the completion/receipt of purchased services or goods."]
["Show","No","n/a","No","No","FYI",null,null,null,null,"The employee creating the check or payment request does not also sign or approve."]
["Show","No","n/a","No","No","FYI",null,null,null,null,"The board receives a monthly statement directly from the bank (via mail in a sealed envelope or via e-mail directly from the bank’s website) and reviews it on a monthly basis."]
["Show","No","n/a","Yes","No","Checkbox",null,null,"By checking “Yes” I acknowledge that I have read all items listed in the FIDELITY/CRIME section of this application and agree that this risk complies."]
["Show","No","n/a","No","No","Space"]
["Show","Heading","Heading","No","No","Heading",null,null,"SECTION XIV: Umbrella/Excess Liability Option"]
["Show","No","n/a","No","No","FYI",null,null,"We offer a standalone Umbrella policy that will provide excess liability coverage over our Community Associations Package program. For a quote, please click below to complete our online umbrella application."]
["Show","No","n/a","No","No","FYI",null,null,"CLICK HERE"]
["Show","No","n/a","No","No","Space"]
["Show","Heading","Heading","No","No","Heading",null,null,"SECTION XV: Claims Acknowledgement "]
["Show","No","n/a","No","No","FYI",null,null,"I am not aware of any incident(s) that may result in a claim."]
["Show","No","n/a","Yes","No","Checkbox",null,null,"By checking “Yes” I acknowledge that I have read all items listed in the CLAIMS ACKNOWLEDGEMENT section of this application and agree that this risk complies."]
["Show","No","n/a","No","No","Space"]
["Show","No","Heading","Heading","No","Heading",null,null,"SECTION XVI: Signature Acknowledgement"]
["Show","No","n/a","No","No","FYI",null,"Notice to applicants: Any person who knowingly and with intent to defraud any insurance company or another person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading information concerning any fact material thereto, commits a fraudulent act, which is a crime and subjects the person to criminal and civil penalties. (Not applicable in Colorado, California, Ohio, Oregon,  or Washington; in Virginia, insurance benefits may also be denied.)"]
["Show","No","n/a","No","No","FYI"]
["Show","No","n/a","No","No","FYI",null,"Notice to Colorado applicants: It is unlawful to knowingly provide false, incomplete or misleading facts or information to an insurance company for the purposes of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of insurance and civil damages. Any insurance company or agent of an insurance company who knowingly provides false, incomplete or misleading facts or information to a policy holder or claimant for the purpose  of defrauding or attempting to defraud the policy holder or claimant with regard to a settlement or award payable from insurance proceeds hall be reported to the Colorado Division of Insurance within the Department of Regulatory Agencies."]
["Show","No","n/a","No","No","FYI"]
["Show","No","n/a","No","No","FYI",null,"Notice to California applicants: For your protection California law requires the following to appear on this form.  Any person who knowingly presents false or fraudulent information to obtain or amend insurance coverage or to make a claim for the payment of a loss is guilty of a crime and may be subject to fines and confinement in state prison."]
["Show","No","n/a","No","No","FYI"]
[null,null,null,null,null,null,null,"Notice to Maryland applicants: Any person who knowingly or willfully presents a false or fraudulent claim for payment of a loss or benefit or who knowingly or willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. "]
[]
["Show","No","n/a","No","No","FYI",null,"Notice to Minnesota Applicants: A person who files a claim with intent to defraud or helps commit a fraud against an insurer is guilty of a crime."]
["Show","No","n/a","No","No","FYI"]
[null,null,null,null,null,null,null,"Notice to New Jersey Applicants:  Any person who includes any false or misleading information on an application for an insurance policy is subject to criminal and civil penalties."]
[]
["Show","No","n/a","No","No","FYI",null,"Notice to Ohio applicants: Any person with intent to defraud or knowing that he / she is facilitating a fraud against an insurer, submits an application or files a claim containing a false or deceptive statement is guilty of insurance fraud."]
["Show","No","n/a","No","No","FYI"]
[null,null,null,null,null,null,null,"Notice to Oregon applicants: Any person who knowingly and with intent to defraud any insurance company or another person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading information concerning any fact material thereto, may be committing a fraudulent insurance act, which is a crime and may subject the persona to criminal and civil penalties."]
[]
[null,null,null,null,null,null,null,"Notice to Pennsylvania applicants: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties. "]
[]
[null,null,null,null,null,null,null,"Notice to Tennessee and Virginia Applicants:  It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company, penalties include imprisonment, fines and denial of insurance benefits. "]
[]
["Show","No","n/a","No","No","FYI",null,"Notice to Washington applicants: It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines, and denial of insurance benefits. This coverage will not be voided unless the Insured or someone on the Insured's behalf \"intentionally\" misrepresents, omits, conceal, or makes an incorrect statement of a material fact or circumstance relating to the insurance. "]
["Show","No","n/a","No","No","FYI"]
["Show","No","n/a","No","No","FYI",null,"It is understood and agreed that this policy does not apply to any D&O claim made against any insured based upon, arising out of, relating to, directly or indirectly resulting from or in consequence of, or in any way involving any wrongful act or any fact, matter, circumstance, situation, transaction, casualty, event or decision, known by the insured prior to the initial coverage date, which would indicate the probability of such claim being made. Please obtain a copy of the policy through your broker and read it carefully."]
["Show","No","n/a","No","No","FYI"]
["Show","No","n/a","No","No","FYI"]
["Show","No","n/a","No","No","FYI",null,null,"This application must be signed by the association’s property manager or by a member of the board of trustees of the association in order to bind coverage. The signature confirms that the signee has reviewed the application in its entirety and confirms that all information provided is accurate to the best of the signee's knowledge. Any previously presented quote is subject to change if any corrections to this application are needed. "]
["Show"]
["Show"]
["Show"]
["Show"]
["Show"]
["Show"]
["Show"]
["Show"]
["Show"]
["Show"]
["Show"]
["Show"]

{"sheet":"Incidental Comm. Unit Detail","index":2,"n_rows":36,"n_cols":6,"rows_kept":36,"cut":false,"hidden":false,"merged":[[1,1,1,3],[29,5,29,6],[11,1,11,2],[11,5,11,6],[20,1,20,2],[20,5,20,6],[29,1,29,2]]}
[]
[null,"Incidental Commercial Unit Details (if applicable)"]
[]
[null,"As a reminder, Risk Transfer Requirements for each tenant are as follows:"]
[null,null,"Written contract must be in place"]
[null,null,"Current certificates of insurance must be collected"]
[null,null,"Association must be named as an additional insured"]
[null,null,"Liability limits must be at least $1M per Occurrence with a $2M General Aggregate"]
[null,null,"3rd party contractor/service provider must provide a hold harmless or indemnification agreement that is favorable to the association."]
[null,null,"Association cannot indemnify or hold harmless any independent contractor by contractual agreement."]
[]
[null,"Incidental Commercial Tenant #1",null,null,null,"Incidental Commercial Tenant #2"]
[null,"Business Name:",null,null,null,"Business Name:"]
[null,"Describe Business:",null,null,null,"Describe Business:"]
[null,"Unit #:",null,null,null,"Unit #:"]
[null,"Unit Square Footage:",null,null,null,"Unit Square Footage:"]
[null,"Owned by Association?",null,null,null,"Owned by Association?"]
[null,"Rented by Association?",null,null,null,"Rented by Association?"]
[]
[]
[null,"Incidental Commercial Tenant #3",null,null,null,"Incidental Commercial Tenant #4"]
[null,"Business Name:",null,null,null,"Business Name:"]
[null,"Describe Business:",null,null,null,"Describe Business:"]
[null,"Unit #:",null,null,null,"Unit #:"]
[null,"Unit Square Footage:",null,null,null,"Unit Square Footage:"]
[null,"Owned by Association?",null,null,null,"Owned by Association?"]
[null,"Rented by Association?",null,null,null,"Rented by Association?"]
[]
[]
[null,"Incidental Commercial Tenant #5",null,null,null,"Incidental Commercial Tenant #6"]
[null,"Business Name:",null,null,null,"Business Name:"]
[null,"Describe Business:",null,null,null,"Describe Business:"]
[null,"Unit #:",null,null,null,"Unit #:"]
[null,"Unit Square Footage:",null,null,null,"Unit Square Footage:"]
[null,"Owned by Association?",null,null,null,"Owned by Association?"]
[null,"Rented by Association?",null,null,null,"Rented by Association?"]

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[null,null,null,null,null,null,null,null,null,null,null,null,"App Version:","Berkley1"]
[]
[]
[null,"Broker Contact Details"]
[null,"Brokerage Name:",{"$f":"'Broker & Insured Information'!E9","v":0},null,null,null,null,null,null,"Broker Contact Name:",{"$f":"'Broker & Insured Information'!E10","v":0}]
[null,"Address:",{"$f":"'Broker & Insured Information'!E11","v":0},null,null,null,null,"Does your brokerage control the account?",null,null,null,null,{"$f":"'Broker & Insured Information'!E15","v":0}]
[null,"City:",{"$f":"'Broker & Insured Information'!E12","v":0}]
[null,"State:",{"$f":"'Broker & Insured Information'!E13","v":0},null,"Zip Code:",{"$f":"'Broker & Insured Information'!E14","v":0}]
[null,"Insured Contact and Management Details"]
[null," Insured Name:",{"$f":"'Broker & Insured Information'!E19","v":0}]
[null,"Insured Mailing Address:",{"$f":"'Broker & Insured Information'!E20","v":0},null,null,null,null,null,"Inspection Contact Name:",null,null,{"$f":"'Broker & Insured Information'!E26","v":0}]
[null,null,{"$f":"'Broker & Insured Information'!E21","v":0},null,null,null,null,null,null,null,"Inspection Contact Phone Number:",{"$f":"'Broker & Insured Information'!E27","v":0}]
[null,"City:",{"$f":"'Broker & Insured Information'!E22","v":0},null,null,null,null,null,null,null,"Inspection Contact E-mail:",{"$f":"'Broker & Insured Information'!E28","v":0}]
[null,"State:",{"$f":"'Broker & Insured Information'!E23","v":0}]
[null,"Zip Code:",{"$f":"'Broker & Insured Information'!E24","v":0}]
[null,null,null,null,null,null,null,null,null,"Is an independent property management firm utilized?",{"$f":"'Broker & Insured Information'!G27","v":0}]
[null,null,null,null,null,null,null,null,null,"Property Management Firm Name (if applicable):",{"$f":"'Broker & Insured Information'!G28","v":0}]
[null,null,null,null,null,null,null,null,null,"Number of Association Employees (if any):",{"$f":"'Broker & Insured Information'!G26","v":0}]
[null,null,null,null,null,null,null,null,null,"Does the association or property management firm hire independent contractors?",{"$f":"'Broker & Insured Information'!G30","v":0}]
[null,null,null,null,null,null,null,null,null,"Is snow clearance of common areas the responsibility of the Association or is it contracted to a 3rd party?",{"$f":"'Broker & Insured Information'!G31","v":0}]
[null,"Is street or road maintenance the responsibility of the association or  contracted to a 3rd party?",null,null,null,null,null,null,null,null,{"$f":"'Broker & Insured Information'!G32","v":0}]
[null,null,null,null,null,null,null,null,null,"Does the Association use security personnel or contract it via a 3rd party?",{"$f":"'Broker & Insured Information'!G33","v":0}]
[null,null,null,null,null,null,null,null,null,"Do employees or volunteers use personal autos on behalf of the association, either on a weekly or daily basis?",{"$f":"'Broker & Insured Information'!G34","v":0}]
[null,"Association & Amenity Information"]
[null,"Insured Physical Address:",{"$f":"'Broker & Insured Information'!E39","v":0}]
[null,"City:",{"$f":"'Broker & Insured Information'!E40","v":0},null,null,null,null,null,null,null,"Proposed Effective Date:",{"$f":"'Broker & Insured Information'!G39","v":"00:00:00"}]
[null,"State:",{"$f":"'Broker & Insured Information'!E41","v":0},null,null,null,null,null,null,null,"Proposed Expiration Date:",{"$f":"'Broker & Insured Information'!G40","v":"00:00:00"}]
[null,"County:",{"$f":"'Broker & Insured Information'!E42","v":0},null,null,null,null,null,null,null,"Need By Date:",{"$f":"'Broker & Insured Information'!G41","v":"00:00:00"}]
[null,"Zip Code:",{"$f":"'Broker & Insured Information'!E43","v":0},null,null,null,null,null,null,null,"Expiring Carrier:",{"$f":"'Broker & Insured Information'!G46","v":0}]
[null,null,null,null,null,null,null,"Expiring Premium:",{"$f":"'Broker & Insured Information'!G43","v":0},null,"Target Premium:",{"$f":"'Broker & Insured Information'!G42","v":0}]
[null,"Association Type:",null,null,null,{"$f":"'Broker & Insured Information'!E48","v":0},null,null,null,null,null,"1st Construction Completed:",{"$f":"'Broker & Insured Information'!G48","v":0}]
[null,"*Number of Habitational or Office Bldgs Association Must Insure:",null,null,null,{"$f":"'Broker & Insured Information'!E49","v":0},null,null,null,null,null,"Total Number of Pools, Spas, and/or Saunas:",{"$f":"'Broker & Insured Information'!G49","v":0}]
[null,"*Number of Amenity or Services Buildings:",null,null,null,{"$f":"'Broker & Insured Information'!E50","v":0},null,null,null,null,null,"Is there a restaurant on premises?",{"$f":"'Broker & Insured Information'!G50","v":0}]
[null,"*Is any space leased to a commercial or professional tenant?",null,null,null,{"$f":"'Broker & Insured Information'!E51","v":0},null,null,null,null,null,"Is there a clubhouse?",{"$f":"'Broker & Insured Information'!G51","v":0}]
[null,"Are there any bodies of water such as lakes, ponds, retention basins, canals, lagoons or rivers on or next to the premises?",null,null,null,null,null,null,null,null,null,null,{"$f":"'Broker & Insured Information'!G52","v":0}]
[null,"*Supplemental applications are required when Association is responsible for habitational or office structures or has commercial occupancies."]
[null,null,"Total Number of Units:",{"$f":"'Broker & Insured Information'!E56","v":0},null,null,null,null,"Average Market Value of a Unit:",null,null,null,{"$f":"'Broker & Insured Information'!G56","v":0}]
[null,null,"Is the Association fully built-out?",{"$f":"'Broker & Insured Information'!E57","v":0},null,null,null,"Total Unit Count Expected When Complete:",null,null,null,null,{"$f":"'Broker & Insured Information'!G57","v":0}]
[null,null,"Units Owned by the Association:",{"$f":"'Broker & Insured Information'!E58","v":0},null,null,null,"Units Owned by developer/sponsor:",null,null,null,null,{"$f":"'Broker & Insured Information'!G58","v":0}]
[null,null,"Number of units rented (annual basis):",{"$f":"'Broker & Insured Information'!E59","v":0},null,null,null,"Units Currently in Receivership:",null,null,null,null,{"$f":"'Broker & Insured Information'!G59","v":0}]
[null,null,"SECTION I: Ineligible Exposures"]
[null,null,"Associations that offer the following amenities, services, activities or can otherwise be described as the following are not eligible:"]
[null,null,null,"•       Associations where more than 50% of units are rented on an annual basis."]
[null,null,null,"•       Associations that allow unit owners to sublease for less than 12 months. (exception for NC & SC with approved short term-rental supplemental questions)"]
[null,null,null,"•       Associations where the property management firm’s employees perform any maintenance or service work on property that is owned by unit owners, or on behalf of individual unit owners."]
[null,null,null,"•       Associations where public or non-owner pool access of any kind is offered, including events."]
[null,null,null,"•       Associations with pools featuring diving board(s), water slide(s) and/or lazy river(s)"]
[null,null,null,"•       Associations that permit Sponsored Athletic teams, such as swim teams are permitted pool access."]
[null,null,null,"•       Associations with tanning beds or tanning salons that are owned, operated or maintained by the insured."]
[null,null,null,"•       Associations with Passenger Transportation Services, whether provided by the insured or contracted out to a third party."]
[null,null,null,"•       Associations that permit the use of ATV’s and recreational vehicles including golf carts used to transport residents."]
[null,null,null,"•       Associations that permit hunting, archery, indoor, outdoor trap and skeet shooting ranges."]
[null,null,null,"•       Associations with armed guard (no exceptions for Courtesy Officers) and/or guard dog services of any kind."]
[null,null,null,"•       Association-provided stable or equestrian amenities."]
[null,null,null,"•       Association-provided ski areas including skiing activities, water skiing and water ski jets."]
[null,null,null,"•       Association-provided and/or owned day care, in-home daycare, medical and nursing operations of any kind."]
[null,null,null,"•       Association-owned and/or operated golf courses."]
[null,null,null,"•       Associations with Aircraft and Aviation exposures, airports, and/or landing strips of any kind."]
[null,null,null,"•       Associations that permit smoking in building(s) and do not have designated outdoor smoking area(s). Applies to Office Condos"]
[null,null,null,"•       Medical offices GREATER than 25% of total sq ft. Applies to Office Condos"]
[null,null,null,"•       Mercantile tenants GREATER than 2,000 sq ft. Applies to Office Condos"]
[null,null,null,"•       Restaurants with seating capacity GREATER than 25 people and or with deep frying. Applies to Office Condos"]
[]
[null,null,"Associations with Buildings and/or Property that have the following features are not eligible:"]
[null,null,null,"•     Buildings with an effective age over 20 years that have not had the roof, HVAC, plumbing, and electrical systems updated. Effective age means the last complete renovation or replacement of the above components. "]
[null,null,null,"•     Habitational buildings with occupancy of less than 75% of total units, unless new construction or gut rehabbed within one year of the proposed effective date of coverage. A certificate of occupancy must be issued prior to the effective date of coverage. No single individual buildings can be completely vacant. "]
[null,null,null,"•      Buildings or garages with man lifts."]
[null,null,null,"•       Buildings with common areas that exceed 3 stories in height."]
[null,null,null,"•       Common areas, buildings, or individual units with any identified construction defects."]
[null,null,null,"•      Common areas, buildings, or individual units with polybutylene or galvanized plumbing."]
[null,null,null,"•      Common areas, buildings, or individual units with electric systems featuring fuse panels or that otherwise utilize fuses and/or electric systems utilizing knob and tube wiring. Federal Pacific Stab Lok circuit breakers and panels are ineligible. "]
[null,null,null,"•     Common areas, buildings, or individual units with any aluminum wiring other than the main feed line. Aluminum wiring to major appliance connections is acceptable."]
[null,null,null,"•      Associations with any building or common element, etc. which currently contains asbestos and/or lead paint"]
[]
[null,null,"Associations with Buildings and/or Property that have the following occupants are not eligible:"]
[null,null,null,"•     Bars or Taverns or Nightclubs."]
[null,null,null,"•     Dispensaries."]
[null,null,null,"•     Gun & Ammunition shops."]
[null,null,null,"•     Manufacturers."]
[null,null,null,"•     Place of assembly, such as stadiums, theatres, or places of worship."]
[null,null,null,"•     Warehouses."]
[null,null,null,"•     Hospitals, surgical centers, and facilities providing overnight stays"]
[null,{"$f":"'Smart Application'!$H$49","v":0},"By checking “Yes” I acknowledge that I have read all items listed in the INELIGIBLE EXPOSURES section of this application and agree that this risk complies.   "]
[]
[null,null,"SECTION II: Loss History"]
[null,null,"Associations that have experienced any claim involving any of the following injuries or allegations within the last 5 years are not eligible:"]
[null,null,null,"•       Flood"]
[null,null,null,"•       Collapse"]
[null,null,null,"•       Arson or suspected arson"]
[null,null,null,"•       Violent acts including but not limited to rapes, assaults, murders or shootings "]
[null,null,null,"•       Illegal drug trafficking"]
[null,null,null,"•       Paraplegic or Quadriplegic"]
[null,null,null,"•       Non-fatal drowning"]
[null,null,null,"•       Burn or fire related bodily injury"]
[null,null,null,"•       Death"]
[null,null,null,"•       Lead claim or lawsuit"]
[null,null,null,"•       Mold / Fungus claim or lawsuit"]
[null,null,null,"•       Construction defect lawsuits"]
[null,null,null,"•       Class action lawsuits"]
[]
[null,{"$f":"'Smart Application'!$H$67","v":0},"By checking “Yes” I acknowledge that I have read all of the items listed in the LOSS HISTORY section of this application and agree that this risk complies"]
[]
[null,null," SECTION III: Ownership and Occupancy Details"]
[null,{"$f":"IF('Smart Application'!A70=\"Hide\",\"N/a\",IF('Smart Application'!H70=\"\",\"\",'Smart Application'!H70))","v":""},null,"Is the developer/builder/sponsor or their representatives on the board?"]
[]
[null,{"$f":"IF('Smart Application'!A72=\"Hide\",\"N/a\",IF('Smart Application'!H72=\"\",\"\",'Smart Application'!H72))","v":"N/a"},null,"Number of Short Term Rental units?\n(Short Term = units rented less then 30 consecutive days. Short term rentals can't exceed 25% of the unit count.)"]
[null,{"$f":"IF('Smart Application'!A73=\"Hide\",\"N/a\",IF('Smart Application'!H73=\"\",\"\",'Smart Application'!H73))","v":"N/a"},null,null,"Are there any units occupied as timeshares? (Yes = Program Knock Out)"]
[null,{"$f":"IF('Smart Application'!A74=\"Hide\",\"N/a\",IF('Smart Application'!H74=\"\",\"\",'Smart Application'!H74))","v":"N/a"},null,null,"Does applicant/association and/or agents or representatives oversee or negotiate leases or rental agreements for the unit owners? (Yes = Program Knock Out)"]
[null,{"$f":"IF('Smart Application'!A75=\"Hide\",\"N/a\",IF('Smart Application'!H75=\"\",\"\",'Smart Application'!H75))","v":"N/a"},null,null,"Does applicant/association’s Covenants, Conditions and Restrictions (CC&Rs) and/or by-laws permit and outline guidance for rental/lease of the units?"]
[null,{"$f":"IF('Smart Application'!A76=\"Hide\",\"N/a\",IF('Smart Application'!H76=\"\",\"\",'Smart Application'!H76))","v":"N/a"},null,null,"Is each unit renter/lessee provided a copy of all rules, procedures and evacuation plans?"]
[null,{"$f":"IF('Smart Application'!A77=\"Hide\",\"N/a\",IF('Smart Application'!H77=\"\",\"\",'Smart Application'!H77))","v":"N/a"},null,null,"Is passenger transportation service(s) provided by applicant/association and/or their third party vendor(s)? (Yes = Program Knock Out)"]
[null,{"$f":"IF('Smart Application'!A78=\"Hide\",\"N/a\",IF('Smart Application'!H78=\"\",\"\",'Smart Application'!H78))","v":"N/a"},null,null,"Are hospitality services provided by the applicant/association and/or their third party vendor(s), such as housekeeping, laundry, etc.? (Yes = Program Knock Out)"]
[null,{"$f":"IF('Smart Application'!A79=\"Hide\",\"N/a\",IF('Smart Application'!H79=\"\",\"\",'Smart Application'!H79))","v":"N/a"},null,null,"Is alcohol provided by applicant/association or 3rd party on premises? (Yes = Program Knock Out)"]
[null,{"$f":"IF('Smart Application'!A80=\"Hide\",\"N/a\",IF('Smart Application'!H80=\"\",\"\",'Smart Application'!H80))","v":"N/a"},null,null,"Does property manager purchase liability insurance listing them as First Named Insured?"]
[]
[null,null,"SECTION IV: Risk Transfer Requirements"]
[null,null,"The following risk transfer requirements must be obtained through written contract for all but not limited to the following business relationships: commercial tenants; 3rd party vendors; rental or reserving of association grounds or buildings; contractors providing services such as snow removal, elevator maintenance, security, road maintenance, restaurants, outside life guard services and valet parking."]
[null,null,null,"3rd Party Contractors or Service Providers as Indicated previously (but requirement is not limited to):"]
[null,null,null,null,"Association-hired or property management firm-hired independent contractors"]
[null,null,null,null,"Snow clearance 3rd party contractor"]
[null,null,null,null,"Street or road maintenance 3rd party contractor"]
[null,null,null,null,"Security personnel 3rd party contractor"]
[null,null,null,null,"Commercial and Office Tenant/Occupant"]
[null,null,null,null,"Solar panel installation/maintenance/leasing/contracting of any kind"]
[null,null,null,null,"Requirement is applicable for any 3rd Party Contractor or Service Provider not specifically mentioned"]
[]
[null,null,null,"Risk Transfer Requirements for all 3rd party relationships include:"]
[null,null,null,null,"Written contract must be in place"]
[null,null,null,null,"Current certificates of insurance must be collected"]
[null,null,null,null,"Association must be named as an additional insured"]
[null,null,null,null,"Liability limits must be at least $1M per Occurrence with a $2M General Aggregate"]
[null,null,null,null,"3rd party contractor/service provider must provide a hold harmless or indemnification agreement that is favorable to the association."]
[null,null,null,null,"Association cannot indemnify or hold harmless any independent contractor by contractual agreement."]
[null,{"$f":"'Smart Application'!H100","v":0}," By checking “Yes” I acknowledge that I have read all items listed in the RISK TRANSFER REQUIREMENTS section of this application and agree that this risk complies."]
[]
[null,null," SECTION V: Commercial/Professional Exposures (Where Applicable)"]
[null,{"$f":"'Smart Application'!H103","v":0},null,"Is there any space leased to a commercial or professional tenant?"]
[null,null,null,"For each commercial or professional occupant be prepared to provide the following on the Commercial Unit Supplement."]
[null,null,null,null,"Business\nName"]
[null,null,null,null,"Type of\nBusiness"]
[null,null,null,null,"Unit #"]
[null,null,null,null,"Square\nFootage"]
[null,null,null,null,"Owned by\nAssociation?"]
[null,null,null,null,"Rented by Association? If yes, attach Certificate of Ins."]
[]
[null,null,"SECTION VI: Association Employees/Volunteers"]
[null,{"$f":"IF('Smart Application'!A113=\"Hide\",\"N/a\",IF('Smart Application'!H113=\"\",\"\",'Smart Application'!H113))","v":0},null,"Number of Association Employees (if any):"]
[null,{"$f":"IF('Smart Application'!A114=\"Hide\",\"N/a\",IF('Smart Application'!H114=\"\",\"\",'Smart Application'!H114))","v":""},null,"Do any employees have maintenance responsibilities?"]
[null,{"$f":"IF('Smart Application'!A115=\"Hide\",\"N/a\",IF('Smart Application'!H115=\"\",\"\",'Smart Application'!H115))","v":""},null,"Do any employees perform road maintenance, snow removal, roofing, HVAC unit or boiler repair?"]
[null,{"$f":"IF('Smart Application'!A116=\"Hide\",\"N/a\",IF('Smart Application'!H116=\"\",\"\",'Smart Application'!H116))","v":""},null,"Do association employees perform any maintenance or service work on property owned by unit owners?"]
[null,{"$f":"IF('Smart Application'!A117=\"Hide\",\"N/a\",IF('Smart Application'!H117=\"\",\"\",'Smart Application'!H117))","v":""},null,null,"Is a signed hold harmless agreement obtained from the unit owner?"]
[null,{"$f":"IF('Smart Application'!A118=\"Hide\",\"N/a\",IF('Smart Application'!H118=\"\",\"\",'Smart Application'!H118))","v":0},null,"Do employees or volunteers use personal automobiles on behalf of the association, either on a weekly or daily basis?"]
[null,{"$f":"IF('Smart Application'!A119=\"Hide\",\"N/a\",IF('Smart Application'!H119=\"\",\"\",'Smart Application'!H119))","v":""},null,null,"a. Number of employees that have usage of personal autos (enter to the left)"]
[null,{"$f":"IF('Smart Application'!A120=\"Hide\",\"N/a\",IF('Smart Application'!H120=\"\",\"\",'Smart Application'!H120))","v":""},null,null,null,"Number of Volunteers (enter to the left)"]
[null,{"$f":"IF('Smart Application'!A121=\"Hide\",\"N/a\",IF('Smart Application'!H121=\"\",\"\",'Smart Application'!H121))","v":""},null,null,"Describe type of usage                          "]
[null,{"$f":"IF('Smart Application'!A122=\"Hide\",\"N/a\",IF('Smart Application'!H122=\"\",\"\",'Smart Application'!H122))","v":""},null,null,null,"Does association obtain MVRs?"]
[null,{"$f":"IF('Smart Application'!A123=\"Hide\",\"N/a\",IF('Smart Application'!H123=\"\",\"\",'Smart Application'!H123))","v":""},null,null,"Does association confirm adequate insurance is in place?"]
[null,{"$f":"IF('Smart Application'!A124=\"Hide\",\"N/a\",IF('Smart Application'!H124=\"\",\"\",'Smart Application'!H124))","v":""},null,null,null,"If yes, indicate minimum limits required: $_                           "]
[]
[null,null,"SECTION VII: Independent Property Management Firm"]
[null,{"$f":"IF('Smart Application'!A127=\"Hide\",\"N/a\",IF('Smart Application'!H127=\"\",\"\",'Smart Application'!H127))","v":0},null,"Is an independent property management firm utilized?             "]
[null,{"$f":"IF('Smart Application'!A128=\"Hide\",\"N/a\",IF('Smart Application'!H128=\"\",\"\",'Smart Application'!H128))","v":""},null,"Has the property management firm been in business at least 2 years?"]
[null,{"$f":"IF('Smart Application'!A129=\"Hide\",\"N/a\",IF('Smart Application'!H129=\"\",\"\",'Smart Application'!H129))","v":""},null,"How long have they managed the proposed insured property?  (enter years to the left)"]
[null,{"$f":"IF('Smart Application'!A130=\"Hide\",\"N/a\",IF('Smart Application'!H130=\"\",\"\",'Smart Application'!H130))","v":""},null,"Are on site visits conducted at regular intervals?"]
[null,{"$f":"IF('Smart Application'!A131=\"Hide\",\"N/a\",IF('Smart Application'!H131=\"\",\"\",'Smart Application'!H131))","v":""},null,"Does the independent property management firm have a maintenance staff?"]
[null,{"$f":"IF('Smart Application'!A132=\"Hide\",\"N/a\",IF('Smart Application'!H132=\"\",\"\",'Smart Application'!H132))","v":""},null,"Do the management firm's employees perform any maintenance or service work on property that is owned by unit owners?"]
[]
[null,null,"SECTION VIII: Additional Liability Exposures"]
[null,{"$f":"IF('Smart Application'!A135=\"Hide\",\"N/a\",IF('Smart Application'!H135=\"\",\"\",'Smart Application'!H135))","v":0},null,"Is there a restaurant on premises?"]
[null,{"$f":"IF('Smart Application'!A136=\"Hide\",\"N/a\",IF('Smart Application'!H136=\"\",\"\",'Smart Application'!H136))","v":""},null,null,"Are there any deep fat fryers?"]
[null,{"$f":"IF('Smart Application'!A137=\"Hide\",\"N/a\",IF('Smart Application'!H137=\"\",\"\",'Smart Application'!H137))","v":""},null,null,"Is the hood and duct system protected by an extinguishing system?"]
[null,{"$f":"IF('Smart Application'!A138=\"Hide\",\"N/a\",IF('Smart Application'!H138=\"\",\"\",'Smart Application'!H138))","v":""},null,null,"Is the extinguishing system a wet chemical system that meets U.L. 300 Standards?"]
[null,{"$f":"IF('Smart Application'!A139=\"Hide\",\"N/a\",IF('Smart Application'!H139=\"\",\"\",'Smart Application'!H139))","v":""},null,null,"Is there a cleaning contract in force with an independent contractor?"]
[null,{"$f":"IF('Smart Application'!A140=\"Hide\",\"N/a\",IF('Smart Application'!H140=\"\",\"\",'Smart Application'!H140))","v":""},null,null,"Is it open year round?"]
[null,{"$f":"IF('Smart Application'!A141=\"Hide\",\"N/a\",IF('Smart Application'!H141=\"\",\"\",'Smart Application'!H141))","v":""},null,null,"Is it open to the public?"]
[null,{"$f":"IF('Smart Application'!A142=\"Hide\",\"N/a\",IF('Smart Application'!H142=\"\",\"\",'Smart Application'!H142))","v":""},null,null,"Is it owned or operated by the association?"]
[null,{"$f":"IF('Smart Application'!A143=\"Hide\",\"N/a\",IF('Smart Application'!H143=\"\",\"\",'Smart Application'!H143))","v":""},null,"Do all buildings and structures owned and maintained by the association have railing systems (vertical and or horizontal) that comply with the following requirements?"]
[null,null,null,null,"•  Guardrail location requirements: must be located along open-sided walking surfaces situated more than 30” measured                                  vertically from the floor.\n•  Height: guardrails must not be less than 42 inches\n•  Openings: must not have openings that allow a 4” sphere to pass through. OSHA requires at least a 21” mid rail so that a 19”                    sphere shouldn’t be allowed to pass through.\n•  Load requirements: guardrails must be able to resist a linear load of 50 pounds per linear foot. OSHA standard 1926.502(b)(3)                      requires guardrails to withstand a 200-pound concentrated load."]
[null,{"$f":"IF('Smart Application'!A145=\"Hide\",\"N/a\",IF('Smart Application'!H145=\"\",\"\",'Smart Application'!H145))","v":0},null,"Is snow clearance the responsibility of the Association?"]
[null,{"$f":"IF('Smart Application'!A146=\"Hide\",\"N/a\",IF('Smart Application'!H146=\"\",\"\",'Smart Application'!H146))","v":""},null,null,"If an independent contractor is utilized, does the association have a written contract?"]
[null,{"$f":"IF('Smart Application'!A147=\"Hide\",\"N/a\",IF('Smart Application'!H147=\"\",\"\",'Smart Application'!H147))","v":""},null,null,"Does the contract stipulate snow fall amount of 2\" or more requires snow clearance to be performed?"]
[null,{"$f":"IF('Smart Application'!A148=\"Hide\",\"N/a\",IF('Smart Application'!H148=\"\",\"\",'Smart Application'!H148))","v":0},null,"Is street or road maintenance the responsibility of the association or  contracted to a 3rd party? \n(3rd Party must comply with prior stated 'Risk Transfer Requirements')"]
[null,{"$f":"IF('Smart Application'!A149=\"Hide\",\"N/a\",IF('Smart Application'!H149=\"\",\"\",'Smart Application'!H149))","v":""},null,null,"Please indicate the number of Miles of Roads that the association is responsible to the left."]
[null,{"$f":"IF('Smart Application'!A150=\"Hide\",\"N/a\",IF('Smart Application'!H150=\"\",\"\",'Smart Application'!H150))","v":0},null,"Are there any bodies of water such as lakes, ponds, retention basins, canals, lagoons or rivers on or next to the premises?"]
[null,{"$f":"IF('Smart Application'!A151=\"Hide\",\"N/a\",IF('Smart Application'!H151=\"\",\"\",'Smart Application'!H151))","v":""},null,null,"Is swimming allowed?"]
[null,{"$f":"IF('Smart Application'!A152=\"Hide\",\"N/a\",IF('Smart Application'!H152=\"\",\"\",'Smart Application'!H152))","v":""},null,null,"Are any other water activities permitted?"]
[null,{"$f":"IF('Smart Application'!A153=\"Hide\",\"N/a\",IF('Smart Application'!H153=\"\",\"\",'Smart Application'!H153))","v":""},null,null,"Describe water activity:    "]
[null,{"$f":"IF('Smart Application'!A154=\"Hide\",\"N/a\",IF('Smart Application'!H154=\"\",\"\",'Smart Application'!H154))","v":""},null,null,"Any dock or pier fueling operations?"]
[null,{"$f":"IF('Smart Application'!A155=\"Hide\",\"N/a\",IF('Smart Application'!H155=\"\",\"\",'Smart Application'!H155))","v":""},null,null,"Are any public memberships permitted?"]
[null,{"$f":"IF('Smart Application'!A156=\"Hide\",\"N/a\",IF('Smart Application'!H156=\"\",\"\",'Smart Application'!H156))","v":""},null,null,"Are all Pond(s)/Lake(s)/Water Basin(s)/River(s)/Lagoon(s) prominently posted with signage stipulating, “No Trespassing” and \"No Swimming\"?"]
[null,{"$f":"IF('Smart Application'!A157=\"Hide\",\"N/a\",IF('Smart Application'!H157=\"\",\"\",'Smart Application'!H157))","v":""},null,null,"Do any lakes exceed 75 acres in surface area?"]
[null,{"$f":"IF('Smart Application'!A158=\"Hide\",\"N/a\",IF('Smart Application'!H158=\"\",\"\",'Smart Application'!H158))","v":""},null,null,"Is there a dam, levee or dike? (lake cannot exceed 25 acres of surface area)   (If yes, Attach most current inspection and engineering report)"]
[null,{"$f":"IF('Smart Application'!A159=\"Hide\",\"N/a\",IF('Smart Application'!H159=\"\",\"\",'Smart Application'!H159))","v":""},null,"Is there a swimming pool, spa, hot tub, or whirlpool?"]
[null,{"$f":"IF('Smart Application'!A160=\"Hide\",\"N/a\",IF('Smart Application'!H160=\"\",\"\",'Smart Application'!H160))","v":""},null,null,"Number of Pools (enter value to the left)"]
[null,{"$f":"IF('Smart Application'!A161=\"Hide\",\"N/a\",IF('Smart Application'!H161=\"\",\"\",'Smart Application'!H161))","v":""},null,null,"Number of  Spa/Hot Tubs (enter value to the left)"]
[null,{"$f":"IF('Smart Application'!A162=\"Hide\",\"N/a\",IF('Smart Application'!H162=\"\",\"\",'Smart Application'!H162))","v":""},null,null,"Number of Whirlpools (enter value to the left)"]
[null,{"$f":"IF('Smart Application'!A163=\"Hide\",\"N/a\",IF('Smart Application'!H163=\"\",\"\",'Smart Application'!H163))","v":""},null,null,"Do all hot tubs, spas, and/or whirlpools have emergency shut-off switches or buttons?"]
[null,{"$f":"IF('Smart Application'!A164=\"Hide\",\"N/a\",IF('Smart Application'!H164=\"\",\"\",'Smart Application'!H164))","v":""},null,null,"Are all swimming pools completely surrounded by 4 feet or higher permanent fencing/wall with a self-closing and self-latching gate/door?  (Shrubs or other type of similar landscaping do not qualify as a fence.)"]
[null,{"$f":"IF('Smart Application'!A165=\"Hide\",\"N/a\",IF('Smart Application'!H165=\"\",\"\",'Smart Application'!H165))","v":""},null,null,"Are all swimming pools and spas in compliance with local and state regulations as well as the Virginia Graeme Baker Pool and Spa Safety Act?"]
[null,{"$f":"IF('Smart Application'!A166=\"Hide\",\"N/a\",IF('Smart Application'!H166=\"\",\"\",'Smart Application'!H166))","v":""},null,null,"Do all swimming pools have depth markers and rules prominently posted including but not limit to signage stipulating the hours of operations, “No Diving”, \"No Lifeguard\", \"Swim At Your Own Risk\" and \"Children Must Be Accompanied By An Adult\"? "]
[null,{"$f":"IF('Smart Application'!A167=\"Hide\",\"N/a\",IF('Smart Application'!H167=\"\",\"\",'Smart Application'!H167))","v":""},null,null,"Is lifesaving equipment visible, easily accessible and maintained in good working condition?"]
[null,{"$f":"IF('Smart Application'!#REF!=\"Hide\",\"N/a\",IF('Smart Application'!#REF!=\"\",\"\",'Smart Application'!#REF!))","v":{"$error":"#REF!"}},null,null,"Is an emergency phone accessible and fully operational?"]
[null,{"$f":"IF('Smart Application'!A168=\"Hide\",\"N/a\",IF('Smart Application'!H168=\"\",\"\",'Smart Application'!H168))","v":""},null,null,"Are any public memberships permitted?"]
[null,{"$f":"IF('Smart Application'!A169=\"Hide\",\"N/a\",IF('Smart Application'!H169=\"\",\"\",'Smart Application'!H169))","v":""},null,null,"Are lifeguards required by ordinance?"]
[null,{"$f":"IF('Smart Application'!A170=\"Hide\",\"N/a\",IF('Smart Application'!H170=\"\",\"\",'Smart Application'!H170))","v":""},null,null,"Are lifeguards provided?"]
[null,{"$f":"IF('Smart Application'!A171=\"Hide\",\"N/a\",IF('Smart Application'!H171=\"\",\"\",'Smart Application'!H171))","v":""},null,null,null,"Do all lifeguards hold Red Cross or equivalent certifications?"]
[null,{"$f":"IF('Smart Application'!A172=\"Hide\",\"N/a\",IF('Smart Application'!H172=\"\",\"\",'Smart Application'!H172))","v":""},null,null,null,"Are lifeguards on duty during all hours of pool use?"]
[null,{"$f":"IF('Smart Application'!A173=\"Hide\",\"N/a\",IF('Smart Application'!H173=\"\",\"\",'Smart Application'!H173))","v":""},null,null,null,"Is an outside lifeguard service used? Must comply with prior stated 'Risk Transfer Requirements'"]
[null,{"$f":"IF('Smart Application'!A174=\"Hide\",\"N/a\",IF('Smart Application'!H174=\"\",\"\",'Smart Application'!H174))","v":""},null,null,"Is the pool rented for private parties?"]
[null,{"$f":"IF('Smart Application'!A175=\"Hide\",\"N/a\",IF('Smart Application'!H175=\"\",\"\",'Smart Application'!H175))","v":""},null,null,null,"Is alcohol sold or provided by the insured?"]
[null,{"$f":"IF('Smart Application'!A176=\"Hide\",\"N/a\",IF('Smart Application'!H176=\"\",\"\",'Smart Application'!H176))","v":0},null,"Is there a clubhouse?"]
[null,{"$f":"IF('Smart Application'!A177=\"Hide\",\"N/a\",IF('Smart Application'!H177=\"\",\"\",'Smart Application'!H177))","v":""},null,null,"Are facilities rented to or used by individual unit owners?"]
[null,{"$f":"IF('Smart Application'!A178=\"Hide\",\"N/a\",IF('Smart Application'!H178=\"\",\"\",'Smart Application'!H178))","v":""},null,null,null,"Indicate # of events annually                                                                                                                                                                                                   "]
[null,{"$f":"IF('Smart Application'!A179=\"Hide\",\"N/a\",IF('Smart Application'!H179=\"\",\"\",'Smart Application'!H179))","v":""},null,null,"Are facilities rented to or used by anyone other than unit owners?"]
[null,{"$f":"IF('Smart Application'!A180=\"Hide\",\"N/a\",IF('Smart Application'!H180=\"\",\"\",'Smart Application'!H180))","v":""},null,null,"Is alcohol sold or provided by the insured?"]
[null,{"$f":"IF('Smart Application'!A181=\"Hide\",\"N/a\",IF('Smart Application'!H181=\"\",\"\",'Smart Application'!H181))","v":""},null,null,"Is there a fitness center or gym"]
[null,{"$f":"IF('Smart Application'!A182=\"Hide\",\"N/a\",IF('Smart Application'!H182=\"\",\"\",'Smart Application'!H182))","v":"N/a"},null,null,null,"Are facilities rented to or used by individual unit owners and their guests?"]
[null,{"$f":"IF('Smart Application'!A183=\"Hide\",\"N/a\",IF('Smart Application'!H183=\"\",\"\",'Smart Application'!H183))","v":"N/a"},null,null,null,"Are any public memberships permitted?"]
[null,{"$f":"IF('Smart Application'!A184=\"Hide\",\"N/a\",IF('Smart Application'!H184=\"\",\"\",'Smart Application'!H184))","v":"N/a"},null,null,null,"Are rules (ex. minors must be accompanied by an adult) and hours of operation posted?"]
[null,{"$f":"IF('Smart Application'!A185=\"Hide\",\"N/a\",IF('Smart Application'!H185=\"\",\"\",'Smart Application'!H185))","v":""},null,null,"Are there cooking facilities on premises?"]
[null,{"$f":"IF('Smart Application'!A186=\"Hide\",\"N/a\",IF('Smart Application'!H186=\"\",\"\",'Smart Application'!H186))","v":"N/a"},null,null,null,"Are there any deep fat fryers?"]
[null,{"$f":"IF('Smart Application'!A187=\"Hide\",\"N/a\",IF('Smart Application'!H187=\"\",\"\",'Smart Application'!H187))","v":"N/a"},null,null,null,"Is the hood and duct system protected by an extinguishing system?"]
[null,{"$f":"IF('Smart Application'!A188=\"Hide\",\"N/a\",IF('Smart Application'!H188=\"\",\"\",'Smart Application'!H188))","v":"N/a"},null,null,null,"Is the extinguishing system a wet chemical system that meets U.L. 300 Standards?"]
[null,{"$f":"IF('Smart Application'!A189=\"Hide\",\"N/a\",IF('Smart Application'!H189=\"\",\"\",'Smart Application'!H189))","v":"N/a"},null,null,null,"Is there a cleaning contract in force with an independent contractor?"]
[null,{"$f":"IF('Smart Application'!A190=\"Hide\",\"N/a\",IF('Smart Application'!H190=\"\",\"\",'Smart Application'!H190))","v":0},null,"Does the Assoc. use security personnel? Armed guards and/or guard dog services are not eligible as stated previously."]
[null,{"$f":"IF('Smart Application'!A191=\"Hide\",\"N/a\",IF('Smart Application'!H191=\"\",\"\",'Smart Application'!H191))","v":""},null,null,"Are background checks performed on all persons in security work?"]
[null,{"$f":"IF('Smart Application'!A192=\"Hide\",\"N/a\",IF('Smart Application'!H192=\"\",\"\",'Smart Application'!H192))","v":""},null,null,"Is an outside security service utilized?"]
[null,{"$f":"IF('Smart Application'!A193=\"Hide\",\"N/a\",IF('Smart Application'!H193=\"\",\"\",'Smart Application'!H193))","v":""},null,null,"Is the association named as an additional insured?"]
[null,{"$f":"IF('Smart Application'!A194=\"Hide\",\"N/a\",IF('Smart Application'!H194=\"\",\"\",'Smart Application'!H194))","v":""},null,null,"Are the liability limits at least $1,000,000 per Occurrence with a $2,000,000 General Aggregate?"]
[null,{"$f":"IF('Smart Application'!A195=\"Hide\",\"N/a\",IF('Smart Application'!H195=\"\",\"\",'Smart Application'!H195))","v":""},null,"Has the association or any unit owners/tenants/lessees installed solar panels on any of the association roofs?\nSolar panel installation/maintenance/leasing/contracting of any kind must comply with prior stated 'Risk Transfer Requirements'"]
[null,{"$f":"IF('Smart Application'!A196=\"Hide\",\"N/a\",IF('Smart Application'!H196=\"\",\"\",'Smart Application'!H196))","v":""},null,null,"Do the solar panels have an emergency shutoff switch at exterior ground level (for fire fighter safety)?\nNo exterior solar panel shutoff will result in a declination."]
[null,{"$f":"IF('Smart Application'!A197=\"Hide\",\"N/a\",IF('Smart Application'!H197=\"\",\"\",'Smart Application'!H197))","v":"N/a"},null,"Are all areas that are owned or maintained by the association compliant with local, state, and federal Americans with Disabilities ACT (ADA) codes and regulations?"]
[]
[null,null,"SECTION IX: Liability Coverage"]
[null,{"$f":"IF('Smart Application'!A200=\"Show\",'Smart Application'!H200,\"$1MM per Occurrence/$2MM Aggregate\")","v":"$1MM per Occurrence/$2MM Aggregate"},null,{"$f":"IF('Smart Application'!A200=\"Show\",\"GL Limit - Be advised that the $2MM/$4MM option is subject to Underwriter review and may not be able for all associations based on their characteristics. Be sure to review your quote to confirm the limit Distinguished can offer prior to binding.\",\"General Liability Limit\")","v":"General Liability Limit"}]
[null,null,null,null,"Medical Payments: $5,000 "]
[null,null,null,"Hired and Nonowned Auto Liability*"]
[null,null,null,null,"*Coverage for hired and nonowned auto liability will be included unless there is an owned auto exposure. "]
[null,{"$f":"IF('Smart Application'!A205=\"Hide\",\"N/a\",IF('Smart Application'!H205=\"\",\"\",'Smart Application'!H205))","v":"N/a"},null,"Is Stop Gap Liability – Employers Liability coverage desired? (For applicable states only)"]
[null,{"$f":"IF('Smart Application'!A206=\"Hide\",\"N/a\",IF('Smart Application'!H206=\"\",\"\",'Smart Application'!H206))","v":"N/a"},null,null,"Total payroll (enter to the left)"]
[]
[null,null,"SECTION X: Life Safety Requirements"]
[null,null,"LIFE SAFETY – We require the following Life Safety measures: "]
[null,null,null,"Stories/Height Requirements"]
[null,null,null,null,"Buildings 1-3 stories containing 16 units or less:"]
[null,null,null,null,null,"Smoke detectors in each unit and common area. "]
[null,null,null,null,"Buildings 1-3 stories with more than 16 units:"]
[null,null,null,null,null,"Smoke detectors in each unit and common area; and"]
[null,null,null,null,null,"Two means of egress."]
[null,null,null,null,"Buildings 4-6 stories:"]
[null,null,null,null,null,"Smoke detectors in each unit and common area;"]
[null,null,null,null,null,"Two means of egress through a masonry enclosed stairwell with class A or B rated fire door on each floor;"]
[null,null,null,null,null,"Emergency lighting in all interior stairwells, halls and common areas;"]
[null,null,null,null,null,"Local fire alarm system with manual pull alarms; and"]
[null,null,null,null,null,"Elevator recall."]
[null,null,null,null,"Buildings 7-10 stories:"]
[null,null,null,null,null,"Smoke detectors in each unit and common area;"]
[null,null,null,null,null,"Fully sprinklered;"]
[null,null,null,null,null,"Two means of egress through a masonry enclosed stairwell with class A or B rated fire door on each floor;"]
[null,null,null,null,null,"Emergency lighting in all interior stairwells, halls and common areas;"]
[null,null,null,null,null,"Local fire alarm system with manual pull alarms;"]
[null,null,null,null,null,"Elevator recall; and"]
[null,null,null,null,null,"Standpipes in each stairwell."]
[null,null,null,null,"Buildings 11-20 stories:"]
[null,null,null,null,null,"Smoke detectors in each unit and common area;"]
[null,null,null,null,null,"Fully sprinklered;"]
[null,null,null,null,null,"Two means of egress through a masonry enclosed stairwell with class A or B rated fire door on each floor;"]
[null,null,null,null,null,"Emergency lighting in all interior stairwells, halls and common areas;"]
[null,null,null,null,null,"Annunciator panel in lobby;"]
[null,null,null,null,null,"Central station fire alarm system transmitting to a station with two guards on duty 24/7/365; "]
[null,null,null,null,null,"Elevator recall; and"]
[null,null,null,null,null,"Standpipes in each stairwell."]
[null,{"$f":"IF('Smart Application'!A239=\"Hide\",\"N/a\",IF('Smart Application'!H239=\"\",\"\",'Smart Application'!H239))","v":""},"By checking “Yes” I acknowledge that I have read all items listed in the LIFE SAFETY REQUIREMENTS section of this application and agree that this risk complies."]
[]
[null,null,"ASSOCIATIONS UNDER CONSTUCTION"]
[null,{"$f":"IF('Smart Application'!A242=\"Hide\",\"N/a\",IF('Smart Application'!H242=\"\",\"\",'Smart Application'!H242))","v":"N/a"},null,"Is the Association fully built-out?"]
[null,{"$f":"IF('Smart Application'!A243=\"Hide\",\"N/a\",IF('Smart Application'!H243=\"\",\"\",'Smart Application'!H243))","v":"N/a"},null,"Total Unit Count Expected When Complete"]
[null,{"$f":"IF('Smart Application'!A244=\"Hide\",\"N/a\",IF('Smart Application'!H244=\"\",\"\",'Smart Application'!H244))","v":"N/a"},null,"Total Number of Units expected to be added during proposed policy term (enter value in the space to the left)"]
[null,{"$f":"IF('Smart Application'!A245=\"Hide\",\"N/a\",IF('Smart Application'!H245=\"\",\"\",'Smart Application'!H245))","v":"N/a"},null,"Total Square Footage expected to be added during proposed policy term (enter value in the space to the left)"]
[null,{"$f":"IF('Smart Application'!A246=\"Hide\",\"N/a\",IF('Smart Application'!H246=\"\",\"\",'Smart Application'!H246))","v":"N/a"},null,"What year is the association estimated to be fully built out (year must = XXXX)?"]
[]
[null,null,"GENERAL DETAILS"]
[null,{"$f":"IF('Smart Application'!A249=\"Hide\",\"N/a\",IF('Smart Application'!H249=\"\",\"\",'Smart Application'!H249))","v":"N/a"},null,"Is or was asbestos or lead paint ever present in common elements or units?"]
[null,{"$f":"IF('Smart Application'!A250=\"Hide\",\"N/a\",IF('Smart Application'!H250=\"\",\"\",'Smart Application'!H250))","v":"N/a"},null,null,"Indicate where:                                                                                                                     "]
[null,{"$f":"IF('Smart Application'!A251=\"Hide\",\"N/a\",IF('Smart Application'!H251=\"\",\"\",'Smart Application'!H251))","v":"N/a"},null,null,"Is any remediation work planned, in progress or in place?"]
[]
[null,null,"SECTION XI: Property Rating Info"]
[null,null,"HABITATIONAL OR OFFICE BUILDINGS:"]
[null,null,null,"Building Construction"]
[null,null,null,null,"Frame (FM)"]
[null,null,null,null,null,"Wood framed walls with exterior consisting of brick veneer, stucco, wood, vinyl, Exterior Insulation Finishing System                    (EIFS) or similar material. Wood floors and roof."]
[null,null,null,null,"Brick Veneer (BV)"]
[null,null,null,null,null,"Wood framed walls with exterior consisting of 100% brick veneer or stucco. Wood frame floors and roof."]
[null,null,null,null,"Joisted Masonry (JM)"]
[null,null,null,null,null,"Concrete block, masonry or reinforced masonry exterior load bearing walls. Wood floors and roof. "]
[null,null,null,null,"Noncombustible (NC)"]
[null,null,null,null,null,"Exterior walls and floors are constructed of, and supported by non-combustible or slow burning material."]
[null,null,null,null,"Masonry Noncombustible (MNC)"]
[null,null,null,null,null,"Exterior walls constructed of masonry materials greater than 4” thick or noncombustible materials with a fire resistance rating of at least one hour. Noncombustible or slow burning floors and roof."]
[null,null,null,null,"Fire Resistive (FR)"]
[null,null,null,null,null,"Exterior walls, or the exterior structural frame, floors and roof are constructed of, and supported by masonry or noncombustible materials with a fire resistance rating of at least two hours."]
[null,{"$f":"IF('Smart Application'!A273=\"Hide\",\"N/a\",IF('Smart Application'!H273=\"\",\"\",'Smart Application'!H273))","v":""},null,"Indicate the Construction Type in the space to the left."]
[]
[null,{"$f":"IF('Smart Application'!A275=\"Hide\",\"N/a\",IF('Smart Application'!H275=\"\",\"\",'Smart Application'!H275))","v":""},null,"Public Protection Class             "]
[null,{"$f":"IF('Smart Application'!A277=\"Hide\",\"N/a\",IF('Smart Application'!H277=\"\",\"\",'Smart Application'!H277))","v":""},null,"Are all habitational and or office buildings fully sprinklered?"]
[null,{"$f":"IF('Smart Application'!H278<>\"\",'Smart Application'!H278,\"N/a\")","v":"N/a"},null,null,"What is the Sprinkler System Rating? (example: NFPA 13D, NFPA 13R, NFPA 13)"]
[]
["*IMPORTANT* - Associations in North Carolina & South Carolina located in the following counties, please proceed to SECTION XII: Directors and Officers Liability. All locations in the following counties are ineligible for Property coverage.\nNorth Carolina: Beaufort, Bertie, Bladen, Brunswick, Camden, Carteret, Chowan, Columbus, Craven, Currituck, Dare, Duplin, Gates, Hertford, Hyde, Jones, Lenoir, Martin, New Hanover, Onslow, Pamlico, Pasquotank, Pender, Perquimans, Pitt, Sampson, Tyrrell, Washington\nSouth Carolina: Beaufort, Berkeley, Charleston, Colleton, Dorchester Florence, Georgetown, Hampton, Horry, Jasper, Marion, Williamsburg"]
[]
[null,{"$f":"IF('Smart Application'!A282=\"Hide\",\"N/a\",IF('Smart Application'!H282=\"\",\"\",'Smart Application'!H282))","v":""},null,"Describe the type or finish of the of the basement (if there is a basement) for the average/typical unit within the association."]
[]
[null,{"$f":"IF('Smart Application'!A284=\"Hide\",\"N/a\",IF('Smart Application'!H284=\"\",\"\",'Smart Application'!H284))","v":""},null,"Describe the roof type or finish on the habitational or office building(s) via the options to the left."]
[null,{"$f":"IF('Smart Application'!A285=\"Hide\",\"N/a\",IF('Smart Application'!H285=\"\",\"\",'Smart Application'!H285))","v":""},null,"Is there any building with a roof over 20 years old?"]
[null,{"$f":"IF('Smart Application'!A286=\"Hide\",\"N/a\",IF('Smart Application'!H286=\"\",\"\",'Smart Application'!H286))","v":"N/a"},null,null,"Has a professional inspection of all roofs over 20 years been conducted? (If Yes, attach a copy of last inspection report)"]
[null,{"$f":"IF('Smart Application'!A287=\"Hide\",\"N/a\",IF('Smart Application'!H287=\"\",\"\",'Smart Application'!H287))","v":""},null,"What is the year of oldest roof (either new construction or last complete roof resurface) out of all the association buildings? "]
[]
[null,null,null,"Insuring Agreements within Association CCRs or By-laws"]
[null,null,null,null,"Bare Walls"]
[null,null,null,null,null,"Association is responsible for insuring the buildings and structures only; No interior coverage for units."]
[null,null,null,null,"Single Entity"]
[null,null,null,null,null,"Assoc. is responsible for insuring the buildings, structures, and units per original builder specifications."]
[null,null,null,null,"All-In"]
[null,null,null,null,null,"Association is responsible for insuring the building, structures, and units per original specifications and improvements and betterments."]
[null,{"$f":"IF('Smart Application'!A299=\"Hide\",\"N/a\",IF('Smart Application'!H299=\"\",\"\",'Smart Application'!H299))","v":""},null,"Indicate the type of Insuring Agreements that Association is responsible for in the space to the left"]
[]
[null,null,null,"Additional Covered Property Values - swimming pools; statues; outdoor fixtures; pool and pump houses; signs (whether attached or unattached); structural glass; bridges, roadways, drives, walkways, patios and other paved surfaces; recreation fixtures and courts; sheds; temporary seasonal structures; shelters; cabanas; freestanding walls (excluding retaining walls); fountains; gazebos; gate houses; mailboxes; playground equipment; light and flag poles; outdoor lighting, lighting standards; benches; fences and gates; and other structures not described in the Declarations.\nThe following buildings/structures owned/maintained by the association must be listed:"]
[]
[null,null,null,"Exposure",null,null,"Value ($)",null,"Number","Exposure",null,null,"Value ($)",null,"Number"]
[null,null,null,null,null,"Clubhouse(s)",{"$f":"IF('Smart Application'!$A304=\"Hide\",\"N/a\",IF('Smart Application'!K304=\"\",0,'Smart Application'!K304))","v":0},{"$f":"IF('Smart Application'!G305=\"Hide\",\"N/a\",IF('Smart Application'!N305=\"\",\"\",'Smart Application'!N305))","v":""},{"$f":"IF('Smart Application'!$A304=\"Hide\",\"N/a\",IF('Smart Application'!N304=\"\",0,'Smart Application'!N304))","v":0},null,null,"Detached Garage(s)",{"$f":"IF('Smart Application'!$A304=\"Hide\",\"N/a\",IF('Smart Application'!N304=\"\",0,'Smart Application'!N304))","v":0},{"$f":"IF('Smart Application'!M305=\"Hide\",\"N/a\",IF('Smart Application'!T305=\"\",\"\",'Smart Application'!T305))","v":""},{"$f":"IF('Smart Application'!$A304=\"Hide\",\"N/a\",IF('Smart Application'!O304=\"\",0,'Smart Application'!O304))","v":0}]
[null,null,null,null,null,"Fitness Center Bldg(s)",{"$f":"IF('Smart Application'!$A305=\"Hide\",\"N/a\",IF('Smart Application'!K305=\"\",0,'Smart Application'!K305))","v":0},{"$f":"IF('Smart Application'!G306=\"Hide\",\"N/a\",IF('Smart Application'!N306=\"\",\"\",'Smart Application'!N306))","v":""},{"$f":"IF('Smart Application'!$A305=\"Hide\",\"N/a\",IF('Smart Application'!N305=\"\",0,'Smart Application'!N305))","v":0},null,null,"Detached Carport(s)",{"$f":"IF('Smart Application'!$A305=\"Hide\",\"N/a\",IF('Smart Application'!N305=\"\",0,'Smart Application'!N305))","v":0},{"$f":"IF('Smart Application'!M306=\"Hide\",\"N/a\",IF('Smart Application'!T306=\"\",\"\",'Smart Application'!T306))","v":""},{"$f":"IF('Smart Application'!$A305=\"Hide\",\"N/a\",IF('Smart Application'!O305=\"\",0,'Smart Application'!O305))","v":0}]
[null,null,null,null,null,"Pool House(s)",{"$f":"IF('Smart Application'!$A306=\"Hide\",\"N/a\",IF('Smart Application'!K306=\"\",0,'Smart Application'!K306))","v":0},{"$f":"IF('Smart Application'!G307=\"Hide\",\"N/a\",IF('Smart Application'!N307=\"\",\"\",'Smart Application'!N307))","v":""},{"$f":"IF('Smart Application'!$A306=\"Hide\",\"N/a\",IF('Smart Application'!N306=\"\",0,'Smart Application'!N306))","v":0},null,null,"Water treatment bldg(s)",{"$f":"IF('Smart Application'!$A306=\"Hide\",\"N/a\",IF('Smart Application'!N306=\"\",0,'Smart Application'!N306))","v":0},{"$f":"IF('Smart Application'!M307=\"Hide\",\"N/a\",IF('Smart Application'!T307=\"\",\"\",'Smart Application'!T307))","v":""},{"$f":"IF('Smart Application'!$A306=\"Hide\",\"N/a\",IF('Smart Application'!O306=\"\",0,'Smart Application'!O306))","v":0}]
[null,null,null,null,null,"Meeting Center Bldg(s)",{"$f":"IF('Smart Application'!$A307=\"Hide\",\"N/a\",IF('Smart Application'!K307=\"\",0,'Smart Application'!K307))","v":0},{"$f":"IF('Smart Application'!G308=\"Hide\",\"N/a\",IF('Smart Application'!N308=\"\",\"\",'Smart Application'!N308))","v":""},{"$f":"IF('Smart Application'!$A307=\"Hide\",\"N/a\",IF('Smart Application'!N307=\"\",0,'Smart Application'!N307))","v":0},null,null,"HVAC bldg(s)",{"$f":"IF('Smart Application'!$A307=\"Hide\",\"N/a\",IF('Smart Application'!N307=\"\",0,'Smart Application'!N307))","v":0},{"$f":"IF('Smart Application'!M308=\"Hide\",\"N/a\",IF('Smart Application'!T308=\"\",\"\",'Smart Application'!T308))","v":""},{"$f":"IF('Smart Application'!$A307=\"Hide\",\"N/a\",IF('Smart Application'!O307=\"\",0,'Smart Application'!O307))","v":0}]
[null,null,null,null,null,"Recreational bldg(s)",{"$f":"IF('Smart Application'!$A308=\"Hide\",\"N/a\",IF('Smart Application'!K308=\"\",0,'Smart Application'!K308))","v":0},{"$f":"IF('Smart Application'!G309=\"Hide\",\"N/a\",IF('Smart Application'!N309=\"\",\"\",'Smart Application'!N309))","v":""},{"$f":"IF('Smart Application'!$A308=\"Hide\",\"N/a\",IF('Smart Application'!N308=\"\",0,'Smart Application'!N308))","v":0},null,null,"Pump House/Station(s)",{"$f":"IF('Smart Application'!$A308=\"Hide\",\"N/a\",IF('Smart Application'!N308=\"\",0,'Smart Application'!N308))","v":0},{"$f":"IF('Smart Application'!M309=\"Hide\",\"N/a\",IF('Smart Application'!T309=\"\",\"\",'Smart Application'!T309))","v":""},{"$f":"IF('Smart Application'!$A308=\"Hide\",\"N/a\",IF('Smart Application'!O308=\"\",0,'Smart Application'!O308))","v":0}]
[null,null,null,null,null,"Gate House(s)",{"$f":"IF('Smart Application'!$A309=\"Hide\",\"N/a\",IF('Smart Application'!K309=\"\",0,'Smart Application'!K309))","v":0},{"$f":"IF('Smart Application'!G310=\"Hide\",\"N/a\",IF('Smart Application'!N310=\"\",\"\",'Smart Application'!N310))","v":""},{"$f":"IF('Smart Application'!$A309=\"Hide\",\"N/a\",IF('Smart Application'!N309=\"\",0,'Smart Application'!N309))","v":0},null,null,"Shed(s)",{"$f":"IF('Smart Application'!$A309=\"Hide\",\"N/a\",IF('Smart Application'!N309=\"\",0,'Smart Application'!N309))","v":0},{"$f":"IF('Smart Application'!M310=\"Hide\",\"N/a\",IF('Smart Application'!T310=\"\",\"\",'Smart Application'!T310))","v":""},{"$f":"IF('Smart Application'!$A309=\"Hide\",\"N/a\",IF('Smart Application'!O309=\"\",0,'Smart Application'!O309))","v":0}]
[]
[null,null,null,"Exposure",null,null,"Value ($)",null,null,"Exposure",null,null,"Value ($)"]
[null,null,null,null,null,"Fences",{"$f":"IF('Smart Application'!A312=\"Hide\",\"N/a\",IF('Smart Application'!K312=\"\",0,'Smart Application'!K312))","v":0},{"$f":"IF('Smart Application'!G313=\"Hide\",\"N/a\",IF('Smart Application'!N313=\"\",\"\",'Smart Application'!N313))","v":""},null,null,null,"Cabanas",{"$f":"IF('Smart Application'!$A312=\"Hide\",\"N/a\",IF('Smart Application'!N312=\"\",0,'Smart Application'!N312))","v":0},{"$f":"IF('Smart Application'!M313=\"Hide\",\"N/a\",IF('Smart Application'!T313=\"\",\"\",'Smart Application'!T313))","v":""}]
[null,null,null,null,null,"Walls",{"$f":"IF('Smart Application'!A313=\"Hide\",\"N/a\",IF('Smart Application'!K313=\"\",0,'Smart Application'!K313))","v":0},{"$f":"IF('Smart Application'!G314=\"Hide\",\"N/a\",IF('Smart Application'!N314=\"\",\"\",'Smart Application'!N314))","v":""},null,null,null,"Ramadas",{"$f":"IF('Smart Application'!$A313=\"Hide\",\"N/a\",IF('Smart Application'!N313=\"\",0,'Smart Application'!N313))","v":0},{"$f":"IF('Smart Application'!M314=\"Hide\",\"N/a\",IF('Smart Application'!T314=\"\",\"\",'Smart Application'!T314))","v":""}]
[null,null,null,null,null,"Signs ",{"$f":"IF('Smart Application'!A314=\"Hide\",\"N/a\",IF('Smart Application'!K314=\"\",0,'Smart Application'!K314))","v":0},{"$f":"IF('Smart Application'!G315=\"Hide\",\"N/a\",IF('Smart Application'!N315=\"\",\"\",'Smart Application'!N315))","v":""},null,null,null,"Gazebos/Pavilion",{"$f":"IF('Smart Application'!$A314=\"Hide\",\"N/a\",IF('Smart Application'!N314=\"\",0,'Smart Application'!N314))","v":0},{"$f":"IF('Smart Application'!M315=\"Hide\",\"N/a\",IF('Smart Application'!T315=\"\",\"\",'Smart Application'!T315))","v":""}]
[null,null,null,null,null,"Kiosks/Mailboxes",{"$f":"IF('Smart Application'!A315=\"Hide\",\"N/a\",IF('Smart Application'!K315=\"\",0,'Smart Application'!K315))","v":0},{"$f":"IF('Smart Application'!G316=\"Hide\",\"N/a\",IF('Smart Application'!N316=\"\",\"\",'Smart Application'!N316))","v":""},null,null,null,"Pergolas",{"$f":"IF('Smart Application'!$A315=\"Hide\",\"N/a\",IF('Smart Application'!N315=\"\",0,'Smart Application'!N315))","v":0},{"$f":"IF('Smart Application'!M316=\"Hide\",\"N/a\",IF('Smart Application'!T316=\"\",\"\",'Smart Application'!T316))","v":""}]
[null,null,null,null,null,"Lights/poles ",{"$f":"IF('Smart Application'!A316=\"Hide\",\"N/a\",IF('Smart Application'!K316=\"\",0,'Smart Application'!K316))","v":0},{"$f":"IF('Smart Application'!G317=\"Hide\",\"N/a\",IF('Smart Application'!N317=\"\",\"\",'Smart Application'!N317))","v":""},null,null,null,"Pools",{"$f":"IF('Smart Application'!$A316=\"Hide\",\"N/a\",IF('Smart Application'!N316=\"\",0,'Smart Application'!N316))","v":0},{"$f":"IF('Smart Application'!M317=\"Hide\",\"N/a\",IF('Smart Application'!T317=\"\",\"\",'Smart Application'!T317))","v":""}]
[null,null,null,null,null,"Paved Streets",{"$f":"IF('Smart Application'!A317=\"Hide\",\"N/a\",IF('Smart Application'!K317=\"\",0,'Smart Application'!K317))","v":0},{"$f":"IF('Smart Application'!G318=\"Hide\",\"N/a\",IF('Smart Application'!N318=\"\",\"\",'Smart Application'!N318))","v":""},null,null,null,"Spa/Hot Tub",{"$f":"IF('Smart Application'!$A317=\"Hide\",\"N/a\",IF('Smart Application'!N317=\"\",0,'Smart Application'!N317))","v":0},{"$f":"IF('Smart Application'!M318=\"Hide\",\"N/a\",IF('Smart Application'!T318=\"\",\"\",'Smart Application'!T318))","v":""}]
[null,null,null,null,null,"Sidewalks",{"$f":"IF('Smart Application'!A318=\"Hide\",\"N/a\",IF('Smart Application'!K318=\"\",0,'Smart Application'!K318))","v":0},{"$f":"IF('Smart Application'!G319=\"Hide\",\"N/a\",IF('Smart Application'!N319=\"\",\"\",'Smart Application'!N319))","v":""},null,null,null,"Whirlpool",{"$f":"IF('Smart Application'!$A318=\"Hide\",\"N/a\",IF('Smart Application'!N318=\"\",0,'Smart Application'!N318))","v":0},{"$f":"IF('Smart Application'!M319=\"Hide\",\"N/a\",IF('Smart Application'!T319=\"\",\"\",'Smart Application'!T319))","v":""}]
[null,null,null,null,null,"Driveways",{"$f":"IF('Smart Application'!A319=\"Hide\",\"N/a\",IF('Smart Application'!K319=\"\",0,'Smart Application'!K319))","v":0},{"$f":"IF('Smart Application'!G320=\"Hide\",\"N/a\",IF('Smart Application'!N320=\"\",\"\",'Smart Application'!N320))","v":""},null,null,null,"Splash Pads",{"$f":"IF('Smart Application'!$A319=\"Hide\",\"N/a\",IF('Smart Application'!N319=\"\",0,'Smart Application'!N319))","v":0},{"$f":"IF('Smart Application'!M320=\"Hide\",\"N/a\",IF('Smart Application'!T320=\"\",\"\",'Smart Application'!T320))","v":""}]
[null,null,null,null,null,"Bridges",{"$f":"IF('Smart Application'!A320=\"Hide\",\"N/a\",IF('Smart Application'!K320=\"\",0,'Smart Application'!K320))","v":0},{"$f":"IF('Smart Application'!G321=\"Hide\",\"N/a\",IF('Smart Application'!N321=\"\",\"\",'Smart Application'!N321))","v":""},null,null,null,"Playgrounds",{"$f":"IF('Smart Application'!$A320=\"Hide\",\"N/a\",IF('Smart Application'!N320=\"\",0,'Smart Application'!N320))","v":0},{"$f":"IF('Smart Application'!M321=\"Hide\",\"N/a\",IF('Smart Application'!T321=\"\",\"\",'Smart Application'!T321))","v":""}]
[null,null,null,null,null,"Monuments",{"$f":"IF('Smart Application'!A321=\"Hide\",\"N/a\",IF('Smart Application'!K321=\"\",0,'Smart Application'!K321))","v":0},{"$f":"IF('Smart Application'!G322=\"Hide\",\"N/a\",IF('Smart Application'!N322=\"\",\"\",'Smart Application'!N322))","v":""},null,null,null,"Basketball courts",{"$f":"IF('Smart Application'!$A321=\"Hide\",\"N/a\",IF('Smart Application'!N321=\"\",0,'Smart Application'!N321))","v":0},{"$f":"IF('Smart Application'!M322=\"Hide\",\"N/a\",IF('Smart Application'!T322=\"\",\"\",'Smart Application'!T322))","v":""}]
[null,null,null,null,null,"Statues",{"$f":"IF('Smart Application'!A322=\"Hide\",\"N/a\",IF('Smart Application'!K322=\"\",0,'Smart Application'!K322))","v":0},{"$f":"IF('Smart Application'!G323=\"Hide\",\"N/a\",IF('Smart Application'!N323=\"\",\"\",'Smart Application'!N323))","v":""},null,null,null,"Volleyball courts",{"$f":"IF('Smart Application'!$A322=\"Hide\",\"N/a\",IF('Smart Application'!N322=\"\",0,'Smart Application'!N322))","v":0},{"$f":"IF('Smart Application'!M323=\"Hide\",\"N/a\",IF('Smart Application'!T323=\"\",\"\",'Smart Application'!T323))","v":""}]
[null,null,null,null,null,"Gates",{"$f":"IF('Smart Application'!A323=\"Hide\",\"N/a\",IF('Smart Application'!K323=\"\",0,'Smart Application'!K323))","v":0},{"$f":"IF('Smart Application'!G324=\"Hide\",\"N/a\",IF('Smart Application'!N324=\"\",\"\",'Smart Application'!N324))","v":""},null,null,null,"Tennis courts",{"$f":"IF('Smart Application'!$A323=\"Hide\",\"N/a\",IF('Smart Application'!N323=\"\",0,'Smart Application'!N323))","v":0},{"$f":"IF('Smart Application'!M324=\"Hide\",\"N/a\",IF('Smart Application'!T324=\"\",\"\",'Smart Application'!T324))","v":""}]
[null,null,null,null,null,"Trash Receptacles",{"$f":"IF('Smart Application'!A324=\"Hide\",\"N/a\",IF('Smart Application'!K324=\"\",0,'Smart Application'!K324))","v":0},{"$f":"IF('Smart Application'!G325=\"Hide\",\"N/a\",IF('Smart Application'!N325=\"\",\"\",'Smart Application'!N325))","v":""},null,null,null,"Pickleball Courts",{"$f":"IF('Smart Application'!$A324=\"Hide\",\"N/a\",IF('Smart Application'!N324=\"\",0,'Smart Application'!N324))","v":0},{"$f":"IF('Smart Application'!M325=\"Hide\",\"N/a\",IF('Smart Application'!T325=\"\",\"\",'Smart Application'!T325))","v":""}]
[null,null,null,null,null,"Pet Stations",{"$f":"IF('Smart Application'!A325=\"Hide\",\"N/a\",IF('Smart Application'!K325=\"\",0,'Smart Application'!K325))","v":0},{"$f":"IF('Smart Application'!G326=\"Hide\",\"N/a\",IF('Smart Application'!N326=\"\",\"\",'Smart Application'!N326))","v":""},null,null,null,"Shuffleboard Courts",{"$f":"IF('Smart Application'!$A325=\"Hide\",\"N/a\",IF('Smart Application'!N325=\"\",0,'Smart Application'!N325))","v":0},{"$f":"IF('Smart Application'!M326=\"Hide\",\"N/a\",IF('Smart Application'!T326=\"\",\"\",'Smart Application'!T326))","v":""}]
[null,null,null,null,null,"Sprinkler/Irrigation system",{"$f":"IF('Smart Application'!A326=\"Hide\",\"N/a\",IF('Smart Application'!K326=\"\",0,'Smart Application'!K326))","v":0},{"$f":"IF('Smart Application'!G327=\"Hide\",\"N/a\",IF('Smart Application'!N327=\"\",\"\",'Smart Application'!N327))","v":""},null,null,null,"Benches",{"$f":"IF('Smart Application'!$A326=\"Hide\",\"N/a\",IF('Smart Application'!N326=\"\",0,'Smart Application'!N326))","v":0},{"$f":"IF('Smart Application'!M327=\"Hide\",\"N/a\",IF('Smart Application'!T327=\"\",\"\",'Smart Application'!T327))","v":""}]
[null,null,null,null,null,"Storm Drains",{"$f":"IF('Smart Application'!A327=\"Hide\",\"N/a\",IF('Smart Application'!K327=\"\",0,'Smart Application'!K327))","v":0},{"$f":"IF('Smart Application'!G328=\"Hide\",\"N/a\",IF('Smart Application'!N328=\"\",\"\",'Smart Application'!N328))","v":""},null,null,null,"Picnic Tables",{"$f":"IF('Smart Application'!$A327=\"Hide\",\"N/a\",IF('Smart Application'!N327=\"\",0,'Smart Application'!N327))","v":0},{"$f":"IF('Smart Application'!M328=\"Hide\",\"N/a\",IF('Smart Application'!T328=\"\",\"\",'Smart Application'!T328))","v":""}]
[]
[null,null,null,"Exposures Not Listed Above - (manually entered exposures not listed above)"]
[null,null,null,{"$f":"IF('Smart Application'!A330=\"Hide\",\"N/a\",IF('Smart Application'!J330=\"\",0,'Smart Application'!J330))","v":0},null,null,{"$f":"IF('Smart Application'!A330=\"Hide\",\"N/a\",IF('Smart Application'!K330=\"\",0,'Smart Application'!K330))","v":0},null,null,{"$f":"IF('Smart Application'!A330=\"Hide\",\"N/a\",IF('Smart Application'!M330=\"\",0,'Smart Application'!M330))","v":0},null,null,{"$f":"IF('Smart Application'!A330=\"Hide\",\"N/a\",IF('Smart Application'!N330=\"\",0,'Smart Application'!N330))","v":0}]
[null,null,null,{"$f":"IF('Smart Application'!A331=\"Hide\",\"N/a\",IF('Smart Application'!J331=\"\",0,'Smart Application'!J331))","v":0},null,null,{"$f":"IF('Smart Application'!A331=\"Hide\",\"N/a\",IF('Smart Application'!K331=\"\",0,'Smart Application'!K331))","v":0},null,null,{"$f":"IF('Smart Application'!A331=\"Hide\",\"N/a\",IF('Smart Application'!M331=\"\",0,'Smart Application'!M331))","v":0},null,null,{"$f":"IF('Smart Application'!A331=\"Hide\",\"N/a\",IF('Smart Application'!N331=\"\",0,'Smart Application'!N331))","v":0}]
[null,null,null,{"$f":"IF('Smart Application'!A332=\"Hide\",\"N/a\",IF('Smart Application'!J332=\"\",0,'Smart Application'!J332))","v":0},null,null,{"$f":"IF('Smart Application'!A332=\"Hide\",\"N/a\",IF('Smart Application'!K332=\"\",0,'Smart Application'!K332))","v":0},null,null,{"$f":"IF('Smart Application'!A332=\"Hide\",\"N/a\",IF('Smart Application'!M332=\"\",0,'Smart Application'!M332))","v":0},null,null,{"$f":"IF('Smart Application'!A332=\"Hide\",\"N/a\",IF('Smart Application'!N332=\"\",0,'Smart Application'!N332))","v":0}]
[null,null,null,{"$f":"IF('Smart Application'!A333=\"Hide\",\"N/a\",IF('Smart Application'!J333=\"\",0,'Smart Application'!J333))","v":0},null,null,{"$f":"IF('Smart Application'!A333=\"Hide\",\"N/a\",IF('Smart Application'!K333=\"\",0,'Smart Application'!K333))","v":0},null,null,{"$f":"IF('Smart Application'!A333=\"Hide\",\"N/a\",IF('Smart Application'!M333=\"\",0,'Smart Application'!M333))","v":0},null,null,{"$f":"IF('Smart Application'!A333=\"Hide\",\"N/a\",IF('Smart Application'!N333=\"\",0,'Smart Application'!N333))","v":0}]
[]
[null,{"$f":"IF('Smart Application'!A335=\"Hide\",\"N/a\",IF('Smart Application'!A335=\"\",\"\",'Smart Application'!H335))","v":0},null,"Additional Covered Property Total Value Limit  (total per the above. This value cannot be edited/overwritten)\n"]
[]
[null,{"$f":"IF('Smart Application'!A337=\"Hide\",\"N/a\",IF('Smart Application'!A337=\"\",\"\",'Smart Application'!H337))","v":0},null,"Business Personal Property (enter value in column to the left)\n"]
[null,{"$f":"IF('Smart Application'!A339=\"Hide\",\"N/a\",IF('Smart Application'!A339=\"\",\"\",'Smart Application'!H339))","v":0},null,"Business Income \"Time Element\" - (enter value in column to the left)\nConsequential Coverage’s: Coverage is provided for Maintenance Fees and Assessments as well as Community Income on an actual loss sustained basis under our Business Income coverage. "]
[]
[null,null,"SECTIONXII: Directors and Officers Liability"]
[null,{"$f":"IF('Smart Application'!A342=\"Hide\",\"N/a\",IF('Smart Application'!A342=\"\",\"\",'Smart Application'!H342))","v":0},null,"Have there been any D&O claims made against the Association in the last five years?"]
[null,null,null,null," (If yes, 5 year currently valued D&O loss run and description of the claim with corrective actions required. Associations currently experiencing open claims are not eligible)."]
[null,{"$f":"IF('Smart Application'!A344=\"Hide\",\"N/a\",IF('Smart Application'!A344=\"\",\"\",'Smart Application'!H344))","v":0},null,"Does the Association anticipate any renovations in the next year? (Excludes new\nconstruction of units of purchasing.)"]
[null,{"$f":"IF('Smart Application'!A345=\"Hide\",\"N/a\",IF('Smart Application'!A345=\"\",\"\",'Smart Application'!H345))","v":0},null,"Does any single entity own more than 30% of the total units? (Excludes units owned by Developer awaiting sale.)"]
[null,{"$f":"IF('Smart Application'!A346=\"Hide\",\"N/a\",IF('Smart Application'!A346=\"\",\"\",'Smart Application'!H346))","v":0},null,"Does any one entity own more than 30% of the units? (Unoccupied units owned by Developer awaiting sale should not be considered.)"]
[null,{"$f":"IF('Smart Application'!A347=\"Hide\",\"N/a\",IF('Smart Application'!A347=\"\",\"\",'Smart Application'!H347))","v":0},null,"Number of owners past-due on association fees over 90 days:"]
[null,{"$f":"IF('Smart Application'!A348=\"Hide\",\"N/a\",IF('Smart Application'!A348=\"\",\"\",'Smart Application'!H348))","v":0},"By checking “Yes” I acknowledge that This program is for non-profit community assn. or community assn. that practice zero-balance accounting only. For-profit enterprises of any kind are not eligible."]
[null,null,"SECTION XIII: Fidelity/Crime "]
[null,{"$f":"IF('Smart Application'!A351=\"Hide\",\"N/a\",IF('Smart Application'!A351=\"\",\"\",'Smart Application'!H351))","v":0},"Total Limit Needed (enter amount to the left)"]
[]
[null,null,"Item 1: Required Association Characteristics"]
[null,null,null,"The entity is a non-profit community association."]
[null,null,null,"The association has been Crime claim-free for the last 5 years."]
[null,null,null,"The association does not have more than 25 employees on payroll."]
[null,null,"Item 2: Procedures"]
[null,null,null,"Dues/Fees/Mortgage payments are always received as checks, not cash."]
[null,null,null,"Vouchers/supporting records are stamped “PAID” when checks are signed. If records are kept electronically, there is a system in place to indicate that a check has been issued to prevent duplication."]
[null,null,null,"Anyone authorized to fire or hire association employees is prohibited from distributing payroll. If there is no payroll, this question does not apply."]
[null,null,null,"Volunteers (other than Directors & Officers) are prohibited from handling bank accounts or fee/mortgage payments. If there are no other volunteers, aside from Directors & Officers, this does not apply."]
[null,null,"Item 3: Oversight/Reconciliation "]
[null,null,null,"Are the associations’ bank accounts and credit card statements are reconciled monthly by someone not authorized to deposit, withdraw, initiate electronic funds transfer, or use an association credit card?"]
[null,null,null,"If Association utilizes Traditional Banking, countersignatures are required on all checks over $500"]
[null,null,null,"If Association utilizes Electronic Banking, they must meet the following:"]
[null,null,null,null,"The board approves all checks/expenditures and also verifies the completion/receipt of purchased services or goods."]
[null,null,null,null,"The employee creating the check or payment request does not also sign or approve."]
[null,null,null,null,"The board receives a monthly statement directly from the bank (via mail in a sealed envelope or via e-mail directly from the bank’s website) and reviews it on a monthly basis."]
[null,{"$f":"IF('Smart Application'!A369=\"Hide\",\"N/a\",IF('Smart Application'!A369=\"\",\"\",'Smart Application'!H369))","v":0},"By checking “Yes” I acknowledge that I have read all items listed in the FIDELITY/CRIME section of this application and agree that this risk complies."]
[]
[null,null,"SECTION XV: Claims Acknowledgement "]
[null,null,"I am not aware of any incident(s) that may result in a claim."]
[null,{"$f":"IF('Smart Application'!A377=\"Hide\",\"N/a\",IF('Smart Application'!A377=\"\",\"\",'Smart Application'!H377))","v":0},"By checking “Yes” I acknowledge that I have read all items listed in the CLAIMS ACKNOWLEDGEMENT section of this application and agree that this risk complies."]
[]
[null,null,"SECTION XVI: Signature Acknowledgement"]
[null,"Notice to applicants: Any person who knowingly and with intent to defraud any insurance company or another person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading information concerning any fact material thereto, commits a fraudulent act, which is a crime and subjects the person to criminal and civil penalties. (Not applicable in Colorado, California, Ohio, Oregon, or Washington; in Virginia, insurance benefits may also be denied.)"]
[]
[null,"Notice to Colorado applicants: It is unlawful to knowingly provide false, incomplete or misleading facts or information to an insurance company for the purposes of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of insurance and civil damages. Any insurance company or agent of an insurance company who knowingly provides false, incomplete or misleading facts or information to a policy holder or claimant for the purpose  of defrauding or attempting to defraud the policy holder or claimant with regard to a settlement or award payable from insurance proceeds hall be reported to the Colorado Division of Insurance within the Department of Regulatory Agencies."]
[null,"Notice to California applicants: For your protection California law requires the following to appear on this form.  Any person who knowingly presents false or fraudulent information to obtain or amend insurance coverage or to make a claim for the payment of a loss is guilty of a crime and may be subject to fines and confinement in state prison."]
[null,"Notice to Maryland applicants: Any person who knowingly or willfully presents a false or fraudulent claim for payment of a loss or benefit or who knowingly or willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. "]
[null,"Notice to Minnesota Applicants: A person who files a claim with intent to defraud or helps commit a fraud against an insurer is guilty of a crime."]
[null,"Notice to New Jersey Applicants:  Any person who includes any false or misleading information on an application for an insurance policy is subject to criminal and civil penalties."]
[null,"Notice to Ohio applicants: Any person with intent to defraud or knowing that he / she is facilitating a fraud against an insurer, submits an application or files a claim containing a false or deceptive statement is guilty of insurance fraud."]
[null,"Notice to Oregon applicants: Any person who knowingly and with intent to defraud any insurance company or another person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading information concerning any fact material thereto, may be committing a fraudulent insurance act, which is a crime and may subject the persona to criminal and civil penalties."]
[null,"Notice to Pennsylvania applicants: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any matrially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties. "]
[null,"Notice to Tennessee and Virginia Applicants:  It is a crime to knowingly provide false, incomplete or misleading information to an insruance company for the purpose of defrauding the compancy, penalties include imprisonment, fines and denial of insurance benefits. "]
[null,"Notice to Washington applicants: It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines, and denial of insurance benefits. This coverage will not be voided unless the Insured or someone on the Insured's behalf \"intentionally\" misrepresents, omits, conceal, or makes an incorrect statement of a material fact or circumstance relating to the insurance. "]
[]
[null,"It is understood and agreed that this policy does not apply to any D&O claim made against any insured based upon, arising out of, relating to, directly or indirectly resulting from or in consequence of, or in any way involving any wrongful act or any fact, matter, circumstance, situation, transaction, casualty, event or decision, known by the insured prior to the initial coverage date, which would indicate the probability of such claim being made. Please obtain a copy of the policy through your broker and read it carefully."]
[null,{"$f":"IF('Smart Application'!A405=\"Hide\",\"N/a\",IF('Smart Application'!A405=\"\",\"\",'Smart Application'!H405))","v":0},"This application must be signed by the association’s property manager or by a member of the board of trustees of the association in order to bind coverage. The signature confirms that the signee has reviewed the application in its entirety and confirms that all information provided is accurate to the best of the signee's knowledge. Any previously presented quote is subject to change if any corrections to this application are needed. "]
[null,"Proposed Insured:",{"$f":"'Broker & Insured Information'!E19","v":0}]
[]
[null,"Signature:"]
[]
[]
[null,"Printed Name of Signee:"]
[]
[]
[null,"Title/Relationship to Insured:"]
[null,"Date:"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"\"DCA-CAP-\" &C27& \"-06/23\"","v":"DCA-CAP-0-06/23"}]

{"sheet":"RPA Data","index":4,"n_rows":291,"n_cols":10,"rows_kept":291,"cut":false,"hidden":true,"merged":[]}
["BROKER","BROKER DETAILS",null,null,null,null,{"$f":"'Printable App'!M1","v":"App Version:"},{"$f":"'Printable App'!N1","v":"Berkley1"}]
[null,null,"Brokerage Name",{"$f":"'Printable App'!C5","v":0}]
[null,null,"Address 1",{"$f":"'Printable App'!C6","v":0}]
[null,null,"Address 2"]
[null,null,"Zip Code",{"$f":"'Printable App'!F8","v":0}]
[null,null,"City",{"$f":"'Printable App'!C7","v":0}]
[null,null,"State",{"$f":"'Printable App'!C8","v":0}]
[null,null,"Phone"]
[null,null,"Extension"]
[null,null,"Fax"]
[null,"CONTACT"]
[null,null,"Override Division & Role Assignments"]
[null,null,"Contact Full Name",{"$f":"'Printable App'!K5","v":0}]
[null,null,"Choose A Contact"]
[null,null,"Phone"]
[null,null,"Email"]
[null,null,"Production Underwriter"]
[null,null,"Service Underwriter"]
[null,null,"Marketing Exec"]
[null,"ACKNOWLEDGEMENT"]
[null,null,"I understand and agree to the above terms.","(CONFIRM)"]
["INSURED","PROPOSED INSURED"]
[null,null,"Named Insured",{"$f":"'Printable App'!C10","v":0}]
[null,null,"Insured Inspection Contact Name:",{"$f":"'Printable App'!L11","v":0}]
[null,null,"Insured Inspection Contact Phone Number:",{"$f":"'Printable App'!L12","v":0}]
[null,null,"DBA"]
[null,null,"Type of Ownership","Nonprofit Community Association"]
[null,null,"Does your agency control the business?",{"$f":"'Printable App'!M6","v":0}]
[null,"INSURED MAILING ADDRESS"]
[null,null,"Address 1",{"$f":"'Printable App'!C11","v":0}]
[null,null,"Address 2",{"$f":"'Printable App'!C12","v":0}]
[null,null,"Zip Code",{"$f":"'Printable App'!C15","v":0}]
[null,null,"City",{"$f":"'Printable App'!C13","v":0}]
[null,null,"State",{"$f":"'Printable App'!C14","v":0}]
[null,null,"Override Address"]
[null,null,"AIM Insured ID"]
[null,null,"Prior Insured ID"]
[null,null,"Estart Number"]
[null,"INSURED PHYSICAL ADDRESS"]
[null,null,"Edit Physical Addres","x"]
[null,null,"Physical Address 1",{"$f":"'Printable App'!C25","v":0}]
[null,null,"Physical Address 2"]
[null,null,"Zip Code",{"$f":"'Printable App'!C29","v":0}]
[null,null,"City",{"$f":"'Printable App'!C13","v":0}]
[null,null,"State",{"$f":"'Printable App'!C14","v":0}]
[null,null,"County",{"$f":"'Printable App'!C28","v":0}]
[null,null,"Insured Email Addres","n/a"]
[null,"POLICY DETAILS INSURED"]
[null,null,"Policy Term"]
[null,null,"Effective Date",{"$f":"'Printable App'!L26","v":"00:00:00"}]
[null,null,"Expiration Date",{"$f":"'Printable App'!L27","v":"00:00:00"}]
[null,null,"Renewal Conversion Indicator",null,null,null,null,null,null,",,,,"]
[null,"INTERNAL INFORMATION"]
[null,null,"Description Override","skip",null,null,null,null,"Residential Condominium","Residential Condominium Association"]
[null,null,"Ineligibility Override","skip",null,null,null,null,"Cooperative Apartment","Cooperative Apartment"]
[null,null,"Ineligibility Override Comment","skip",null,null,null,null,"HOA or PUD (No Habitational Bldgs)","Homeowners Association - Non-Residential"]
[null,null,"Agency Type","skip",null,null,null,null,"Master Association","Homeowners Association - Master"]
[null,null,"Issue Indicator","skip",null,null,null,null,"Townhouse Association","Residential Condominium Association"]
[null,"MANUSCRIPT VERSIONS",null,null,null,null,null,null,null,"Homeowners Association - Residential"]
["Property","BUILDINGS AND STRUCTURES",null,null,null,null,null,null,null,"Office Condominium Association"]
[null,null,"Asscociation Type",{"$f":"VLOOKUP('Printable App'!F31,AssocType,2,FALSE)","v":{"$error":"#N/A"}}]
[null,null,"Occupancy Type","Year Round"]
[null,null,"Protection Class",{"$f":"'Printable App'!B304","v":""}]
[null,null,"Construction Type",{"$f":"IF('Printable App'!B302=\"\",\"Frame\",'Printable App'!B302)","v":"Frame"}]
[null,null,"Total # of Units",{"$f":"'Printable App'!D37","v":0}]
[null,null,"Number of Buildings",{"$f":"'Printable App'!F32","v":0}]
[null,null,"Number of Stories",{"$f":"IF(#REF!=0,1,#REF!)","v":{"$error":"#REF!"}}]
[null,null,"Year Built",{"$f":"'Printable App'!M31","v":0}]
[null,null,"Wood Roof","N"]
[null,null,"Broadening Endorsement","Y"]
[null,"LIMITS"]
[null,null,"Buildings/Structures",{"$f":"'Printable App'!#REF!","v":{"$error":"#REF!"}}]
[null,null,"Other Property",{"$f":"'Printable App'!B360","v":0}]
[null,null,"Units",0]
[null,null,"Community Personal Property",{"$f":"'Printable App'!B362","v":0}]
[null,null,"Loss Of Income",{"$f":"'Printable App'!B363","v":0}]
[null,"DEDUCTIBLES"]
[null,null,"Basic",{"$f":"'Printable App'!#REF!","v":{"$error":"#REF!"}}]
[null,null,"Ice Damming",{"$f":"'Printable App'!#REF!","v":{"$error":"#REF!"}}]
[null,null,"Water Damage",{"$f":"'Printable App'!#REF!","v":{"$error":"#REF!"}}]
[null,null,"Sprinkler Leakage",{"$f":"'Printable App'!#REF!","v":{"$error":"#REF!"}}]
[null,null,"Sewer Backup",{"$f":"'Printable App'!#REF!","v":{"$error":"#REF!"}}]
[null,null,"Wind/Hall",{"$f":"'Printable App'!#REF!","v":{"$error":"#REF!"}}]
[null,"MODIFIERS"]
[null,null,"Fully Sprinklered",{"$f":"IF('Printable App'!B305=\"\",\"No\",'Printable App'!B305)","v":"No"}]
[null,"PER UNIT DEDUCTIBLES"]
[null,null,"Basic"]
[null,null,"Water Damage",{"$f":"IF('Printable App'!#REF!=\"Standard Option\",\"No\",\"Yes\")","v":{"$error":"#REF!"}}]
[null,null,"Sprinkler Leakage",{"$f":"IF('Printable App'!#REF!=\"Standard Option\",\"No\",\"Yes\")","v":{"$error":"#REF!"}}]
[null,null,"Sewer Backup",{"$f":"IF('Printable App'!#REF!=\"Standard Option\",\"No\",\"Yes\")","v":{"$error":"#REF!"}}]
["General Liability","EXPOSURES"]
[null,null,"Territory"]
[null,null,"Office Condo Area (sq ft)",0]
[null,null,"Mercantile Exposure (sq ft)",0]
[null,null,"Number of Pools",{"$f":"IF('Printable App'!O341=\"N/a\",0,'Printable App'!O341)","v":0}]
[null,"ADDITIONAL EXPOSURES"]
[null,null,"Golf Course (receipts)",0]
[null,null,"Golf Cart Rentals (receipts)",0]
[null,null,"Boat Rentals (receipts)",0]
[null,null,"Restaurant - No Alcohol (receipts)",0]
[null,null,"Restaurant - < 75% Alcohol (receipts)",0]
[null,null,"Restaurant - > 75% Alcohol (receipts)",0]
[null,null,"Rental of Community Facilities (Non-Member) (receipts)",0]
[null,null,"Docks & Piers (acres)",0]
[null,null,"Lake/Pond (acres)",0]
[null,null,"Lake/Pond with Dam, Levy or Dike (acres)",0]
[null,"MULTIPLIERS"]
[null,null,"Med Pay Limit (per person)",5000]
[null,null,"Property Coverage","yes"]
[null,"MODIFIERS"]
[null,null,"Property Damage Legal Liability Deductible",0]
[null,null,"Exclusion-Sidewalks, Streets, Roads, Highways or Bridges","No"]
[null,null,"Responsible for Road Maintenace (HOA Only)",{"$f":"IF('Printable App'!K21=\"Association Not Responsible\",\"No\",\"Yes\")","v":"Yes"}]
[null,null,"# of Miles",{"$f":"IF('Printable App'!B183=\"N/a\",0,'Printable App'!B183)","v":""}]
[null,"GL EACH OCCURRENCE/GENERAL AGGREGATE LIMITS"]
[null,null,"GL Each Occurrence/General Aggregate Limits",{"$f":"IF('Printable App'!B235=\"$1MM per Occurrence/$2MM Aggregate\",\"$1M Each Occurrence/$2M General Aggregate\",\"$2M Each Occurrence/$4M General Aggregate\")","v":"$1M Each Occurrence/$2M General Aggregate"}]
[null,"GARAGE & PARKING LEGAL LIABILITY"]
[null,null,"Comprehensive - Limit",0]
[null,null,"Comprehensive - Deductible",0]
[null,null,"Collision - Limit",0]
[null,null,"Collision - Deductible",0]
[null,"EMPLOYEE BENEFITS LIABILITY"]
[null,null,"Coverage","No"]
[null,null,"Number Of Employees",{"$f":"'Printable App'!K18","v":0}]
[null,"HIRED & NON-OWNED AUTO"]
[null,null,"Hired Auto","Yes"]
[null,null,"Non-Owned Auto","Yes"]
[null,null,"Number Of Drivers",0]
[null,null,"Frequency Of Use","Incidental"]
[]
[]
["UMBRELLA INSURED","PROPOSED INSURED"]
[null,null,"Named Insured",{"$f":"D23","v":0}]
[null,null,"Insured Inspection Contact Name:",0]
[null,null,"Insured Inspection Contact Phone Number:",0]
[null,null,"DBA"]
[null,null,"Type of Ownership","Nonprofit Community Association"]
[null,null,"Does your agency control the business?",0]
[null,"INSURED MAILING ADDRESS"]
[null,null,"Address 1",0]
[null,null,"Address 2"]
[null,null,"Zip Code",0]
[null,null,"City",0]
[null,null,"State",0]
[null,null,"Override Address"]
[null,null,"AIM Insured ID"]
[null,null,"Prior Insured ID"]
[null,null,"Estart Number"]
[null,"INSURED PHYSICAL ADDRESS"]
[null,null,"Edit Physical Addres"]
[null,null,"Physical Address 1",0]
[null,null,"Physical Address 2"]
[null,null,"Zip Code",0]
[null,null,"City",0]
[null,null,"State"]
[null,null,"County",0]
[null,null,"Insured Email Addres",0]
[null,"POLICY DETAILS INSURED"]
[null,null,"Policy Term"]
[null,null,"Effective Date",0]
[null,null,"Expiration Date",0]
[null,null,"Renewal Conversion Indicator"]
[null,null,"Existing Distinguished Programs Master Umbrella?"]
[null,null,"Parent ID"]
[null,null,"Parent Name"]
[null,"INTERNAL INFORMATION"]
[null,null,"Description Override"]
[null,null,"Ineligibility Override"]
[null,null,"Ineligibility Override Comment"]
[null,null,"Agency Type"]
[null,null,"Issue Indicator"]
[null,"MANUSCRIPT VERSIONS"]
[]
[]
["UMBRELLA","ELIGIBILITY STATUS"]
[null,null,"Include Umbrella in my quote","Y"]
[null,null,"Decline Umbrella in my quote."]
[null,null,"Non-renew Umbrella"]
[null,null,"Conditional Renewal Umbrella"]
[]
[null,"Eligibility 1: Building and Exposures"]
[null,null,"By selecting Yes I acknowledge that I have read and complete thhrough items 1 and 2 and agree that all locations comply. ","Y"]
[null,"Eligibility 2: Amenities"]
[null,null,"By selecting Yes I acknowledge that I have read completely through items 1 and 2 above and agree that all locations comply.","Y"]
[null,"Eligibility 3: Life Safety"]
[null,null,"By selecting Yes I acknowledge that I have read completely through the above and agree that all locations comply.","Y"]
[null,"Eligibility 4: Loss History"]
[null,null,"In the past 5 years, have there been aggregate liability losses incurred exceeding $250,000 at any one location within a single policy year?","N"]
[null,null,"In the past 5 years, have there been any of the following types of claims or known incidents at any location?","N"]
[null,"Eligibility 5: Underlying Carrier Info"]
[null,null,"By selecting Yes I acknowledge that I have read completely through the above and agree that all primary insurance either currently complies or will be placed and/or amended to be in compliance with the underlying requirements prior to binding.","Y"]
[]
[null,null,"*Limit","$1MM"]
[null,null,"Risk Quality Modifier"]
[null,null,"Fee Override"]
[null,null,"Fee Modifier"]
[null,null,"No Minimum"]
[null,null,"Product Sub Type"]
[null,null,"*Agent Commission Percentage","Default"]
[null,null,"Special Condition"]
[null,null,"Does Insured Have Other DP Policies?","Yes"]
[null,null,null,"CA Package"]
[null,null,"*Day Care Tenant on Site?"]
[null,null,"*Is this a Community Association where more than 50% of the total units are short term rentals?","N"]
[null,null,"*Timeshare Association?","N"]
[null,null,"*Are more than 20% of the units at any one location Independent Living or Senior Living rentals?","N"]
[null,null,"*Are more than 50% of the occupants at any location occupied by Undergraduate Students?","N"]
[null,null,"*Is there any Warehouse or Light Industrial Exposures at any location?","N"]
[null,null,"*Are there any Owned or Leased Vehicles?","N"]
[null,null,null,"*Automobile Eligibility Complies"]
[null,null,null,"*Type"]
[null,null,null,"*Passenger Capacity"]
[null,null,null,"*# of Vehicles"]
[null,null,null,"Please mark if any vehicles are garaged in the following states:"]
[null,null,null,"None Apply"]
[null,null,null,"Florida"]
[null,null,null,"Louisiana"]
[null,null,null,"New Hampshire"]
[null,null,null,"Vermont"]
[null,null,null,"West Virginia"]
[null,"Location 1:"]
[null,null,"*Address 1"]
[null,null,"Use Physical Address","CLICK BUTTON"]
[null,null,"Address 2"]
[null,null,"*Zip"]
[null,null,"*City"]
[null,null,"*State"]
[null,null,"Risk Quality Modifier"]
[null,null,"Minimums Modifier"]
[null,null,"*Construction Type",{"$f":"D64","v":"Frame"}]
[null,null,"# Of Stories",{"$f":"D67","v":{"$error":"#REF!"}}]
[null,null,"*Occupancy Type",{"$f":"VLOOKUP(D61,H232:I235,2,FALSE)","v":{"$error":"#N/A"}},null,null,null,"Residential Condominium Association","Condominium Association"]
[null,null,"*Units",{"$f":"D65","v":0},null,null,null,"Cooperative Apartment","Co-op"]
[null,null,"*Commercial Square Footage Only",0,null,null,null,"Homeowners Association - Non-Residential","PUD/HOA/Masters"]
[null,null,"Add Another Occupancy Type",null,null,null,null,"Homeowners Association - Master","PUD/HOA/Masters"]
[null,null,"*# Of Pools",{"$f":"D95","v":0},null,null,null,"Residential Condominium Association"]
[null,null,"*Who is the underlying CGL Carrier?","Great American Insurance Company"]
[null,null,"*Is the Underlying CGL policy written on Surplus lines (non-admitted) paper?","N"]
[null,null,"*Is the association responsible for the rental of any units?","N"]
[null,null,"*Was this building newly constructed or gut rehabbed in the past year?","N"]
[null,null,"Do you want to order an inspection for this location?"]
[]
["D&O"]
[null,null,"Include D&O in my quote",{"$f":"IF(OR('Printable App'!B366=0,'Printable App'!B368=0,'Printable App'!B369=0),\"No\",\"Yes\")","v":"No"}]
[null,null,"Decline D&O in my quote"]
[null,null,"Non-renew D&O"]
[null,null,"Conditional Renewal D&O"]
[null,"D&O Eligibility"]
[null,null,"*By selecting 'Yes', I agree with the above notice.","Y"]
[null,null,"*This program is for non-profit community associations or community associations that practice zero-balance accounting only. For-profit enterprises of any kind are not eligible. By selecting 'Yes', I confirm that this risk complies.","Y"]
[null,"D&O Information"]
[null,null,"*Has the association experienced any D&O claims in the last 5 years?","N"]
[null,null,"*Is the association fully built out?",{"$f":"'Printable App'!D38","v":0}]
[null,null,"*Does the association anticipate any renovations in the next year?","No"]
[null,null,"PPL date:","Override date?"]
[null,null,"*How is the association managed?",{"$f":"IF('Printable App'!K16=\"Yes\",\"Third Party Management Co\",IF('Printable App'!K18>0,\"Self Managed by Association Employees\",\"Not Managed Professionally\"))","v":"Not Managed Professionally"}]
[null,null,"*Property Management Company",{"$f":"'Printable App'!K17","v":0}]
[null,null,"*Agent Commission Percentage","Default"]
[null,"D&O Exposures"]
[null,null,"*Association Type",{"$f":"VLOOKUP(D61,H260:I263,2,FALSE)","v":{"$error":"#N/A"}},null,null,null,"Residential Condominium Association","Residential Condominium Association (COA)"]
[null,null,"Unit Count when fully built",{"$f":"'Printable App'!M38","v":0},null,null,null,"Cooperative Apartment","Cooperative"]
[null,null,"*Current total unit count:",{"$f":"'Printable App'!D37","v":0},null,null,null,"Homeowners Association - Non-Residential","Homeowners Association (HOA)"]
[null,null,"*Does any one entity own more than 50% of the units?","No",null,null,null,"Homeowners Association - Master","Master Association"]
[null,null,"*Average Market Value of a Residential Unit",{"$f":"'Printable App'!M37","v":0}]
[null,null,"*Number of owners past-due on association fees over 90 days:",0]
[null,null,"*Number of employees/leased employees:",{"$f":"'Printable App'!K18","v":0}]
[null,null,"*Nature of operations debit:","skip"]
[null,null,"*Requested Limit:","$1MM"]
[null,null,"*Retention:"]
[null,null,"*Include Absence of Replacement Coverage Reporting Provision? (+5%)"]
[null,null,"*Include Discovery?"]
[]
[]
["CRIME",null,"Include Crime in my quote",{"$f":"IF(OR('Printable App'!B374<>\"\",'Printable App'!B374=0,D286=\"Skip\"),\"No\",\"Yes\")","v":"No"}]
[null,null,"Decline Crime in my quote"]
[null,null,"Non-renew Crime"]
[null,null,"Conditional Renewal Crime"]
[]
[null,"Crime Eligibility"]
[null,null,"*By selecting Yes, I acknowledge that I have read the above, and the Insured meets all underwriting criteria.","Y"]
[null,"Crime Questions"]
[null,null,"*How is the association managed?",{"$f":"D256","v":"Not Managed Professionally"}]
[null,null,"Does the association have a Pension Plan?"]
[null,null,"Name Of Pension Plan"]
[null,"Crime Coverages"]
[null,null,"*Agreement Type",{"$f":"IFERROR(VLOOKUP('Printable App'!#REF!,'RPA Data'!I286:J287,2,FALSE),\"Skip\")","v":"Skip"},null,null,null,null,"Employee Dishonesty (Agreement #1 Only)","Agreement 1"]
[null,null,"*Limit",{"$f":"'Printable App'!B374","v":0},null,null,null,null,"Agreements 1-6&8","Agreements 1-6,8"]
[null,null,"*Deductible Options","default Lowest for the provided limit"]
[null,null,"*Agent Commission Percentage","default"]
[null,null,"Override Pricing Option"]
[null,null,"Override Limit and Deductible"]